BPI stock heads into October 15 earnings with 5.2 percent yield

Published on 10/07/2026 at 05:22 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

BPI stock was last at PHP 93.10 on October 6, 2026, after a 0.48 percent daily decline. First-half net income reached PHP 32.8 billion while revenue rose 12.4 percent to PHP 104 billion.

BPI, PHY0967S1694, Illustration mit AI erstellt.

Bank of the Philippine Islands stock was last at PHP 93.10 on the Philippine Stock Exchange on October 6, 2026, down 0.48 percent for the session. The next earnings report is scheduled for October 15, giving investors a near-term checkpoint after a mixed first half.

First-half revenue kept growing

According to Daily Tribune in its July 2026 coverage, BPI reported PHP 32.8 billion in first-half net income, virtually unchanged from PHP 33.0 billion a year earlier. Total revenue rose 12.4 percent to PHP 104 billion, while net interest income increased 12.5 percent.

The comparison points to a bank still expanding its top line while profit remains constrained by credit costs and the wider economic backdrop. That combination makes the October results more important than the revenue growth rate alone.

Analysts see 39.01 percent upside

Investing.com lists 12 analysts with a Buy consensus, including 9 Buy ratings, 3 Hold ratings and 0 Sell ratings. Its average 12-month price target is PHP 129.42, with a high of PHP 152.00 and a low of PHP 103.00.

The average target lies 39.01 percent above the October 6 price of PHP 93.10. The gap is a valuation claim from the analyst panel, not a company forecast, and the difference between the consensus view and the current quote leaves the October earnings release as the next test of that optimism.

BanKo adds a strategic angle

BPI's recent thrift-bank consolidation also gives the results a business-line angle. As Bankero reported, BPI Direct BanKo absorbed Legazpi Savings Bank on October 1, creating a combined thrift bank with PHP 90.35 billion in assets.

The transaction is intended to strengthen capital adequacy, reduce duplicated costs and expand digital capabilities. For BPI shareholders, the relevant question is whether those efficiencies can offset higher credit provisions and support earnings growth in the coming quarters.

BPI stock approaches its earnings date

Investing.com identifies October 15, 2026, as BPI's next earnings date. The PHP 93.10 share price sits within a 52-week range of PHP 87.00 to PHP 125.50, while market capitalization is PHP 493.1 billion as of October 6, 2026.