Analysts cut target for BPI stock to PHP 127.36

Published on 10/14/2026 at 07:28 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Analyst target for BPI stock stood at PHP 127.36 after PHP 132.33. Second-quarter net income was PHP 15.91 billion, down 2.50 percent year over year.

Target revision and earnings date

Analysts reduced BPI's fair value from PHP 132.33 to PHP 127.36 on October 7, 2026.
BPI received two distinctions at The Asset Triple A Treasurise Awards on September 22, 2026.
BPI is scheduled to report its next earnings on October 15, 2026.

BPI, PHY0967S1694, Illustration mit AI erstellt.

Analysts revised Bank of the Philippine Islands' fair value from PHP 132.33 to PHP 127.36 on October 7, 2026, according to Simply Wall St. The 3.76 percent reduction puts valuation assumptions alongside a second-quarter net income figure of PHP 15.91 billion, down 2.50 percent from the same quarter of 2025.

Three dated developments

On September 21, 2026, BPI reported an 80 percent year-over-year increase in its 2025 SME loan portfolio to PHP 64 billion in an update linked to its FinanceAsia recognition, according to BPI.

On September 22, 2026, BPI said its Global Markets segment received two distinctions at The Asset Triple A Treasurise Awards, according to BPI. The latest dated development came on October 7, 2026, when the analyst fair value was reset from PHP 132.33 to PHP 127.36, according to Simply Wall St.

What does the reset imply?

The reset reflects a lower expected future price-to-earnings multiple of 11.82 times, down from 12.21 times, while the projected net profit margin moved from 31.68 percent to 30.27 percent. At the same time, the analysis lifted its revenue-growth assumption from 12.63 percent to 14.15 percent, creating a mixed valuation signal rather than a simple earnings downgrade.

Next reporting date

BPI is scheduled to release its next earnings report on October 15, 2026, according to Investing.com. The latest reported second-quarter figures included revenue of PHP 70.68 billion and earnings per share of PHP 2.99, while first-quarter net income was PHP 16.92 billion in the same financial-year series.

Valuation meets operating momentum

For investors, the key tension is the gap between the lower target and the bank's operating expansion. First-half 2026 net income reached PHP 32.83 billion, while pre-provision operating income rose 11.20 percent to PHP 55.40 billion, according to Investing.com. Credit provisions rose 84 percent to PHP 13.30 billion, showing why margin and credit-cost developments matter alongside loan growth.