nCino stock gained 3.21 percent on October 5 as guidance rose

Published on 10/06/2026 at 09:19 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

nCino stock was last at USD 19.28 on October 5, 2026, up 3.21 percent. Q2 revenue reached USD 161 million and fiscal guidance rose to USD 647 million.

NCNO, US63947X1019, Illustration mit AI erstellt.

nCino stock (ISIN US63947X1019) was last at USD 19.28 on Nasdaq on October 5, 2026 at 4:00 p.m. ET, up 3.21 percent. The company entered the second half of fiscal 2027 after reporting USD 161 million in second-quarter revenue, up 8 percent year over year, according to The Globe and Mail on August 25, 2026.

Q2 revenue reaches USD 161 million

The fiscal second-quarter report combined 8 percent revenue growth with subscription revenue of USD 143.5 million, an increase of 10 percent year over year, according to The Globe and Mail. Non-GAAP operating income reached USD 40.8 million, equal to 25 percent of revenue, while free cash flow rose 170 percent year over year to USD 34 million. The combination matters because nCino is expanding its subscription base while converting revenue growth into higher cash generation.

Guidance rises while mortgage lags

Management raised fiscal 2027 revenue guidance to USD 644 million to USD 647 million and projected subscription revenue of USD 573.5 million to USD 576.5 million, according to The Globe and Mail. The guidance implies 9 percent growth at the midpoint for total revenue and 10 percent for subscription revenue. U.S. mortgage subscription revenue was USD 20.6 million in Q2, down 1 percent year over year, showing where higher-for-longer mortgage rates remain a constraint.

Analysts see room above price

MarketBeat reports a Moderate Buy consensus from 18 analysts, including 11 Buy ratings, 1 Strong Buy, 5 Holds and 1 Sell, with an average price target of USD 24.38. At USD 19.28, the price lies 20.9 percent below that target, based on the October 5, 2026 Nasdaq quotation and the consensus published by MarketBeat. The same analyst coverage shows Morgan Stanley raising its target from USD 23.00 to USD 25.00 on August 26, 2026, while mortgage exposure remains the clearest counter-factor. A KeyBanc-hosted management meeting is scheduled for October 7, 2026, as reported by Business Insider.

nCino stock stays above USD 19

nCino stock was last at USD 19.28 on Nasdaq on October 5, 2026 at 4:00 p.m. ET, with a market capitalization of USD 2.1 billion and a 52-week range of USD 13.80 to USD 27.50.