West Bancorporation Reports Strong Earnings Growth and Confirms Dividend
07.02.2026 - 19:24:03
West Bancorporation has concluded a successful 2025 fiscal year, marked by a significant surge in profitability. The company's board has confirmed a stable quarterly dividend payment. While rising interest margins fueled earnings, a specific commercial real estate exposure has led to a modest increase in credit risk monitoring.
- Net income for the year rose to $32.6 million, up from $24.1 million in the prior year.
- The net interest margin improved to 2.47% in the final quarter.
- A quarterly cash dividend of $0.25 per share was declared.
A key performance indicator, earnings per share, advanced to $1.92 for the full year, a substantial increase from the $1.42 reported for the previous year. The fourth quarter alone contributed $0.43 per share to this result. This positive trend was primarily driven by an expansion in the net interest margin, which widened by nearly 50 basis points year-over-year to reach 2.47% in Q4. Consequently, net interest income for the quarter climbed to $24.2 million.
The bank also reported growth in its deposit base. Total deposits held at year-end amounted to $3.47 billion. Excluding brokered deposits, this represents an organic growth rate of 7.2% compared to the end of the prior fiscal year.
Should investors sell immediately? Or is it worth buying West Bancorporation?
Credit Watch List Sees Increase from Single Project
Although the institution is not currently reporting any loan charge-offs or significant delinquencies, the volume of loans placed on its watch list increased. This figure reached $52.2 million at the close of the year, up from $38.7 million in September.
The rise is attributed to a single credit relationship within the commercial real estate sector. Management has stated its intention to mitigate this risk through strategic balance sheet management while continuing to focus on expanding its customer base in core markets.
Shareholders of record as of February 11 will receive the declared dividend on February 25. The company will file its comprehensive annual report (Form 10-K) with the U.S. Securities and Exchange Commission no later than February 26.
Ad
West Bancorporation Stock: Buy or Sell?! New West Bancorporation Analysis from February 7 delivers the answer:
The latest West Bancorporation figures speak for themselves: Urgent action needed for West Bancorporation investors. Is it worth buying or should you sell? Find out what to do now in the current free analysis from February 7.
West Bancorporation: Buy or sell? Read more here...
