Fiserv, Rolls

Fiserv Rolls Out 24 / 7 USD Settlement Tool to Challenge Stablecoins

13.02.2026 - 13:21:04

Fiserv has unveiled a new platform, INDX, aimed at letting institutional crypto players settle US dollars around the clock while sidestepping the regulatory risks tied to digital tokens. Debuted on February 12, the solution targets a core mismatch: blockchain settlements operate continuously, whereas traditional banking functions within standard business hours. INDX is designed to fill that gap.

Key specifications
– Real-time USD settlement, 365 days a year
– FDIC insurance up to $25 million per account (twenty times the standard limit)
– Connectivity to more than 1,100 US banking institutions via the Fiserv Deposit Network

Off-chain, but blockchain-fast
The centerpiece is that funds stay off-chain within a regulated banking system yet move with the speed typical of blockchain settlements. Read more...

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