Bank OZK Stock (OZK): Trading at $43.04 with 3.9% Dividend Yield

Bank OZK shares traded at $43.04 recently, with a market cap of $4.84B and a dividend yield of 3.9%, amid stable volume on Nasdaq.

Bank OZK (OZK), a regional bank listed on Nasdaq, recently saw its shares at $43.04 with a market capitalization of $4.84B. The stock fluctuated between $42.52 and $44.25 as of 11/17/2025, according to Robinhood as of 11/17/2025. Trading volume stood at 1.36M shares versus an average of 1.23M.

As of 05/13/2026

By the editorial team - covering US equities and markets.

At a Glance

• Name: OZK
• Sector/Industry: Financials / Regional Banking
• Headquarters: Little Rock, Arkansas
• Key Markets: United States
• Main Revenue Drivers: Community banking, deposits, loans
• Primary Exchange: Nasdaq (OZK)
• Trading Currency: USD

Bank of OZK: Core Business Model

Bank OZK provides community banking services including checking, savings, money market, time deposits, and lending products. Headquartered in Little Rock, Arkansas, the firm traces its roots to 1903 when it operated as Bank of the Ozarks. It focuses on commercial and retail banking in the US, serving customers through branches primarily in the South and Midwest. The bank emphasizes relationship banking with local communities, as noted in its operational overview on MarketBeat as of 05/13/2026.

The business model centers on deposit gathering to fund loan portfolios, with a price-to-earnings ratio of 7.11 reflecting its valuation in the regional banking space. Bank OZK maintains a network of branches and loan production offices to support real estate, commercial, and consumer lending.

Key Revenue and Product Drivers of Bank OZK

Core revenues stem from net interest income on loans and deposits, alongside fee-based services. In its last reported quarter, Bank OZK posted earnings of $1.44 per share, missing the Zacks Consensus of $1.46, per Zacks as of 05/13/2026. Deposit products like checking and savings accounts form the funding base, while loans drive interest income.

Dividend yield stands at 3.9%, appealing to income-focused investors tracking Nasdaq-listed regional banks. The stock's support levels around $45.09 and $51.97 have been highlighted in technical analyses, with recent pricing at $52.68 on 07/22/2025 from StockInvest as of 07/22/2025.

Industry Trends and Competitive Position

Bank OZK competes with peers like Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), United Bankshares (UBSI), and Wintrust Financial, as listed on MarketBeat as of 05/13/2026. Regional banks face pressures from interest rate environments and regulatory changes affecting US lending markets.

Why Bank of OZK Matters for US Investors

As a Nasdaq-listed stock, Bank OZK offers exposure to the US regional banking sector, which ties into broader economic indicators like Fed policy and consumer spending. Its Arkansas headquarters and nationwide operations provide diversified revenue from US markets, relevant for retail investors tracking S&P 500 financials proxies.

Bottom Line

Bank OZK maintains steady trading around $43.04 with a solid dividend yield and community banking focus. Recent earnings missed estimates slightly, but volume and valuation metrics remain stable. US investors monitor its position amid sector dynamics.

Disclaimer: This article does not constitute investment advice. Stocks are volatile financial instruments.