Shizuoka Financial Group stock (JP3505000004): Higher dividend beats estimates for FY 2026

Shizuoka Financial Group announced a 98 Yen per share dividend for FY 2026, surpassing analyst consensus, as reported on May 13, 2026. The regional Japanese bank also reported Q4 FY 2026 revenue of ¥104.8 billion.

Shizuoka Financial Group, a regional banking holding company in Japan, has announced a dividend of 98 Yen per share for fiscal year 2026, exceeding analyst estimates according to ad-hoc-news.de as of 05/13/2026. This comes alongside fourth quarter FY 2026 results showing revenue of ¥104,820 million and basic EPS of ¥38.95, up from ¥80,080 million revenue in the prior year's Q4 per Simply Wall St as of recent data. The stock trades on the Tokyo Stock Exchange under ticker 5831.

As of: 14.05.2026

By the editorial team – specialized in equity coverage.

At a glance

• Name: Shizuoka Financial Group, Inc.
• Sector/industry: Financial services / Banks
• Headquarters/country: Shizuoka / Japan
• Core markets: Japan
• Home exchange/listing venue: Tokyo Stock Exchange (5831)
• Trading currency: JPY

Shizuoka Financial Group: core business model

Shizuoka Financial Group operates as a holding company for regional banks primarily in Japan, offering traditional banking services including loans to individuals and businesses, deposits, and asset management. The group focuses on the Shizuoka Prefecture region, providing various financial products tailored to local needs.

Main revenue and product drivers for Shizuoka Financial Group

Key revenue comes from net interest income on loans totaling ¥11,297,829 million as of FY 2026 Q3, with non-performing loans at ¥95,800 million and a low allowance of 55%, according to Simply Wall St recent data. Trailing 12-month revenue stood at ¥344,933 million with net income of ¥90,469 million for FY 2026.

Industry trends and competitive position

In Japan's regional banking sector, Shizuoka Financial Group competes amid intensifying competition, as seen in discussions around potential integrations like those involving nearby groups. Its net profit margin of 26.2% for the trailing 12 months trails the prior year's 28.4%, reflecting margin pressures common in the industry.

Why Shizuoka Financial Group matters for US investors

US investors may track Shizuoka Financial Group for exposure to Japan's stable regional banking sector, which benefits from the country's low-interest environment and domestic economic resilience. Its listing on the Tokyo Stock Exchange allows access via ADRs or international brokers.

Conclusion

The FY 2026 dividend increase to 98 Yen per share signals confidence in Shizuoka Financial Group's earnings stability despite margin compression. With solid loan growth and regional focus, the bank maintains a P/E ratio of 16.9x above the Japanese banks industry average of 14.3x. Investors monitor ongoing sector dynamics.

Disclaimer: This article does not constitute investment advice. Stocks are volatile financial instruments.