Parke Bancorp Reports Robust Fourth Quarter Fueled by Interest Income Surge

Parke US7008851062

Parke Bancorp concluded its 2025 fiscal year with a powerful performance in the final quarter, driven by a substantial expansion in net interest income. The results showcased a near 50% leap in profit, setting a positive tone as the company enters the new year. However, contrasting insider trading activity—featuring a purchase by the CEO alongside significant sales by board members—adds a layer of complexity for investors monitoring the stock.

The bank's fourth-quarter earnings release revealed several key data points:

• Q4 2025 Net Income: $11.1 million, representing a 49.9% year-over-year increase.
• Q4 2025 Net Interest Income: $21.8 million, a rise of 39.7% compared to Q4 2024.
• Notable Insider Activity: CEO Vito S. Pantilione acquired 1,000 shares on January 29. Conversely, two directors sold a combined 27,500 shares in late January.
• Next Key Date: The next quarterly results are anticipated on April 16, 2026.

Interest Margin Expansion Drives Profit Growth

A significant boost in net interest income served as the primary engine for Parke Bancorp's improved profitability. This key metric, which reflects the difference between income generated from loans and interest paid on deposits, jumped to $21.8 million from $15.6 million in the prior-year period. The nearly 40% growth indicates the bank successfully capitalized on prevailing market conditions to widen its margins.

Consequently, earnings per share for Q4 2025 reached $0.93. This strong operational performance in core lending and deposit activities enabled the institution to substantially surpass the $7.4 million net income reported for the fourth quarter of 2024.

Divergent Moves by Company Insiders

Recent regulatory filings detailing transactions by corporate officers presented a mixed picture. In a move often interpreted by market observers as a sign of confidence in the company's trajectory, Chief Executive Officer Vito S. Pantilione purchased 1,000 shares on the open market on January 29.

This vote of confidence from the top was counterbalanced by notable selling activity from members of the board of directors. Director Daniel J. Dalton divested 5,000 shares on January 27. The following day, Jack C. Sheppard Jr. sold a considerably larger block of 22,500 shares. Given that these transactions occurred shortly after the release of the bank's strong annual figures, they may potentially signal profit-taking by the individuals involved.

All attention now turns to the upcoming report scheduled for April 16, 2026. Parke Bancorp's first-quarter results for the new fiscal year will be closely scrutinized to determine if the institution can sustain the high momentum in its net interest income.