Institutional Investors Drive Unprecedented XRP Accumulation

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As retail investors express caution amid recent price fluctuations, major financial players appear to be executing a consistent accumulation strategy. XRP has demonstrated resilience, maintaining its position above the psychologically significant $2.00 threshold despite a week of volatility. This stability is underpinned by a record-setting accumulation phase through exchange-traded funds, a trend starkly at odds with prevailing market sentiment.

Behind XRP’s current consolidation near $2.09 lies a more compelling narrative. U.S. spot ETFs for the asset have recorded net inflows for 16 consecutive days. Since their launch, cumulative demand has now surpassed the $1 billion mark. This represents the fastest growth trajectory ever observed for an altcoin-focused ETF.

Major issuers, including Bitwise, Franklin Templeton, and Grayscale, are primary contributors to this movement. Daily inflows into these vehicles have reached as high as $100 million. Collectively, these ETFs now hold approximately 473 million XRP tokens, equating to nearly one percent of the circulating supply. This steady absorption of supply through institutional channels is constructing a robust foundation to counter potential selling pressure.

A Stark Divide in Market Participation

A significant divergence in market behavior is currently evident. While retail investor sentiment, as measured by Santiment, has sunk to levels last seen in October, large-scale holders are actively buying. Wallets containing over 10 million XRP, often referred to as "whales," have accumulated roughly 92 million coins since mid-November. Historically, such extreme pessimism among smaller investors has frequently preceded short-term recoveries, as sophisticated capital moves to purchase during periods of widespread fear.

Fundamental developments are also strengthening the ecosystem. Ripple has secured an expanded payments license from Singapore’s Monetary Authority (MAS) and continues to advance its stablecoin project, RLUSD.

The $2.00 Defense and Technical Outlook

The crucial role of institutional support was highlighted during a recent price decline. When XRP tested the $2.00 level, trading volume surged by 251% above its 24-hour average, according to CoinDesk data. This sharp increase coincided precisely with large investors providing liquidity and stabilizing the price.

Market observers interpret the V-shaped recovery from this support zone as confirmation of substantial buy-side interest at this price point. From a technical perspective, the formation of higher lows on intraday charts is being viewed by analysts as an initial signal of potential trend acceleration.

• Current Price: $2.09
• 7-Day Change: -3.47%
• Distance from 50-Day Average: -8.68%

Conclusion: Awaiting a Decisive Break

XRP appears to be approaching a decisive juncture. In the near term, price action is confined between solid support at $2.00 and overhead resistance around $2.11. However, the fundamental data conveys a clear message. The combination of massive ETF inflows and strategic accumulation by major investors points to underlying structural strength. For the next sustained upward trend to be confirmed, a decisive and lasting break above the $2.11 resistance level will be required.