CPSS stock holds steady as Consumer Portfolio Services reports Q1 2026 metrics

CPSS stock is anchored by Consumer Portfolio Services results from Q1 2026, including $419.6 million of total operating revenues and $13.3 million of net income.

Consumer Portfolio Services, Inc. (US21050C1036) is backed by Q1 2026 results that showed $419.6 million of total operating revenues and $13.3 million of net income. The most recent company-linked context available in this call is the Investor Relations site, which serves as the primary corporate source for the lender's reported figures.

Q1 2026 revenue and profit

In Q1 2026, Consumer Portfolio Services generated $419.6 million of total operating revenues and $13.3 million of net income, according to company reporting distributed through its investor relations channel. Those two figures frame the current earnings picture more clearly than a generic business description because they show both scale and profitability in the same period.

The company also reported $10.9 million in income before taxes for the quarter. That leaves a narrower cushion than revenue alone suggests, but it still points to a profitable quarter in the first three months of 2026.

$419.6 million sets the pace

The revenue figure of $419.6 million is the main anchor for CPSS stock in this article because it captures the size of the business at the start of 2026. The comparable profit number of $13.3 million shows that the lender converted only a small share of that revenue into bottom-line earnings in the period.

A second useful metric is the $10.9 million pre-tax result, which sits below net income because the quarterly statement reflects the impact of taxes and other below-the-line items. Together, the numbers suggest a business that remained profitable while operating with tight margins in Q1 2026.

What the numbers imply

For investors, the key point is not a headline move but the relationship between scale and earnings. A revenue base above $400 million and a net income figure in the low teens of millions indicates a lender that is still producing earnings, yet without the kind of margin room that would let small changes in credit performance go unnoticed.

The current article keeps the focus on measurable reporting data rather than broad sector language. That matters because Consumer Portfolio Services is a finance company whose quarterly earnings profile can change quickly if funding costs, credit losses, or collections shift.

Consumer lending as the product

Consumer Portfolio Services operates in auto finance, so the core product is indirect automobile lending to retail borrowers. In that model, the quality of originations and the cost of funding are usually more important than the size of the loan book alone, especially in a quarter where profitability is only modestly above zero.

The Q1 2026 figures give that product mix a concrete frame: $419.6 million in revenue, $13.3 million in net income, and $10.9 million in pre-tax income. Those are the numbers that matter most for reading CPSS stock through the latest corporate reporting lens.

Stock level and venue

Consumer Portfolio Services trades on Nasdaq under the symbol CPSS. As a market reference, that listing matters because it places the stock in the US small-cap financial sector, where quarterly earnings and funding conditions often drive the share narrative more than broader index moves.

As of 20 July 2026, the price line is omitted and the article instead relies on the latest evidenced company figures and market venue context available in this call.

Company data

• Company: Consumer Portfolio Services, Inc.
• ISIN: US21050C1036
• Ticker: NASDAQ: CPSS
• Trading venue: Nasdaq
• Sector / Industry: Financials / Consumer Finance
• Index membership: Not specified in the available source set