CLARITY Act Advance Triggers Surge in XRP Addresses and Sets Sights on $8 Billion ETF Wave

XRP Ledger sees busiest day in weeks with 48K active addresses and record holders, as Senate committee vote signals potential regulatory shift for digital commodities.

A day after the Senate Banking Committee voted 15-9 to advance the Digital Asset Market CLARITY Act, the XRP Ledger recorded its busiest day in weeks. Active addresses jumped to 48,453 in a 24-hour window, the highest count since late March, while 3,317 new wallets were created in a single session, according to on-chain analytics firm Santiment. The number of wallets holding at least 10,000 XRP also hit a fresh record of 332,230, signaling that both retail and larger holders are positioning ahead of what could be a definitive regulatory shift.

The bipartisan vote — with Democrats Ruben Gallego and Angela Alsobrooks crossing the aisle to support the bill — effectively designates XRP as a digital commodity under federal law, removing the jurisdictional ambiguity that has plagued the token for years. The committee’s approval injects a measure of legal certainty that the crypto market has long sought, though the legislative journey is far from over.

Prices responded with a sharp spike to $1.54 before settling back as traders locked in profits. XRP currently changes hands at $1.48, up 4.14 percent on the day, though the year-to-date picture remains weak with a loss of 20.89 percent. The $1.50 to $1.54 zone has become a stubborn resistance band; market participants who accumulated at previous highs are using the political tailwind to reduce positions.

Behind the price action, Ripple is quietly reinforcing its institutional infrastructure. Ripple Prime, the firm’s prime brokerage arm, secured a $200 million credit facility from Neuberger Specialty Finance to expand services for professional clients. Meanwhile, the Ripple-issued stablecoin RLUSD has reached a market capitalization of roughly $1.6 billion, and tokenized real-world assets on the XRP Ledger have surpassed the $3 billion mark. These building blocks suggest that the ecosystem is preparing for a wave of regulated capital once federal law is settled.

That wave could be substantial. Since the launch of XRP spot ETFs in November 2025, cumulative inflows have reached $1.36 billion — a figure that analysts at Standard Chartered expect to swell to between $4 billion and $8 billion by the end of the year, provided the full Senate approves the CLARITY Act before its recess.

The clock is now ticking. The bill must reach a full Senate vote before the chamber’s scheduled break on May 21, where it will need at least 60 votes to proceed. If the legislation clears that hurdle, the classification of XRP as a commodity becomes binding federal guidance, unlocking demand from pension funds and regulated asset managers that have so far remained on the sidelines. The on-chain surge of the past 24 hours may be the first signal that the market is pricing in that outcome.