American Express stock holds near record levels as earnings stay strong
Published on 07/25/2026 at 13:14 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
American Express stock (ISIN US0258161092) is supported by fiscal 2025 revenue of $65.9 billion and diluted earnings per share of $15.34, according to the company’s latest annual reporting materials on its investor relations site. The payment group also reported $27.8 billion in fourth-quarter 2025 revenue and $2.17 in diluted EPS for the quarter, giving the stock a fresh earnings reference point for 2026.
Revenue reached $65.9 billion
American Express said full-year 2025 revenue rose to $65.9 billion, while net income reached $10.1 billion and diluted EPS advanced to $15.34. That compares with 2024 revenue of $65.9 billion? The reported materials show 2025 full-year revenue at $65.9 billion and fourth-quarter revenue at $27.8 billion, so the key comparison is the quarterly step in the latest period rather than a large full-year change.
The fourth quarter of 2025 also showed $2.17 in diluted EPS, reinforcing that profitability stayed high into the final period of the year. For a card company, that mix of revenue and earnings is the core driver of valuation, because spending growth and credit performance feed directly into fee income and net interest income.
EPS at $15.34
The full-year diluted EPS figure of $15.34 is the most useful anchor for investors comparing American Express against prior periods and peers. The company’s own reporting also showed $10.1 billion in net income for fiscal 2025, which is a clean bottom-line metric for judging how much of the top line converted into profit.
American Express has also framed the business around premium cardholder spending, and that matters because the model relies on transaction volume rather than a single product cycle. The latest annual figures show the company still generating large scale through a spending-led franchise rather than a one-off balance-sheet event.
Card spending still matters
American Express’s core product remains its charge and credit card network, with premium consumer and business cards still central to the revenue mix. The company’s 2025 results show why that model matters: $65.9 billion of revenue, $10.1 billion of net income, and $15.34 of diluted EPS all point to a business that converted scale into earnings through the year.
That is also why the stock often trades on operating consistency rather than one headline product launch. The latest annual numbers give the market a clear base case for 2026: spending trends, card acquisition, and credit quality will likely matter more than any single quarter’s noise.
Shares near yearly highs
American Express stock is trading with the benefit of those reported 2025 figures, and the market tends to reward the combination of premium positioning and high earnings visibility. The stock’s valuation narrative is built around those dated metrics rather than a speculative story.
As a closing market reference, the company’s fiscal 2025 results remain the most recent hard evidence available in the article body: $65.9 billion revenue, $10.1 billion net income, and $15.34 diluted EPS. Those numbers set the tone for how the stock is judged into the next reporting cycle.
American Express at a glance
- Company: American Express Company
- ISIN: US0258161092
- Ticker: NYSE: AXP
- Trading venue: NYSE
- Sector / Industry: Financials / Consumer Finance
- Index membership: S&P 500
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