Zions reports USD 1.78 earnings per share as Zions Bancorp stock trades at EUR 56.75

Published on 10/20/2026 at 13:38 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net earnings reached USD 262 million, up from USD 221 million. Zions Bancorp stock costs EUR 56.75 on October 20, 2026 with third-quarter results posted.

Third-quarter earnings improve

Zions reported USD 1.78 diluted earnings per share on October 19, 2026.
Net interest margin reached 3.23 percent in the third quarter of 2026.
Zions Bancorp stock traded at EUR 56.75 at 1:33 p.m. CEST on October 20, 2026.

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Zions Bancorp (ISIN US9897011071) reported diluted earnings per share of USD 1.78 for the third quarter of 2026, up from USD 1.48 a year earlier. The result came with net earnings applicable to common shareholders of USD 262 million, compared with USD 221 million in the third quarter of 2025, according to PR Newswire on October 19, 2026.

Profit growth rests on credit quality

The earnings improvement was tied to lower credit costs and higher net interest income. Net loan charge-offs fell to USD 3 million from USD 56 million a year earlier, while net interest income rose to USD 684 million from USD 672 million in the third quarter of 2025, according to PR Newswire.

What does the margin signal?

The main counterweight was funding pressure. Net interest margin was 3.23 percent in the third quarter, down 4 basis points from the second quarter and 5 basis points from the prior-year period, as deposit costs increased, Yahoo Finance reported on October 20, 2026. Customer-related non-interest income nevertheless increased to USD 192 million from USD 163 million a year earlier.

Acquisition adds a fee-income angle

Zions also completed the acquisition of Basis Multifamily Finance I, LLC, at the end of July 2026. The platform expands the bank's multifamily agency lending activity and supports its strategy of serving commercial real estate clients in Western markets, according to PR Newswire.

Results set the next benchmark

Zions scheduled its third-quarter results discussion for October 19, 2026 at 5:30 p.m. ET, according to the company's Zions Bancorporation event page. For investors, the key test is whether stronger credit performance can offset margin compression as the bank pursues loan and deposit growth.

Stock price after the earnings release

Zions Bancorp was trading at EUR 56.75 at Lang & Schwarz on October 20, 2026 at 1:33 p.m. CEST. The quote reflects the German trading perspective, while the company's primary listing is on the Nasdaq under ticker ZION.

The further course of trading is shown by the continuously updated real-time quote of Zions Bancorp stock.