Toho Bank stock falls 2.86 percent as profit guidance rises
Published on 10/07/2026 at 06:38 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Toho Bank stock was trading at JPY 1,120 on the Tokyo Stock Exchange at 1:21 p.m. JST on October 7, 2026, down 2.86 percent from the previous close of JPY 1,153. The move comes after the regional lender raised its fiscal 2027 earnings and dividend forecasts.
Profit forecast reaches JPY 16 billion
According to Japan IR on September 25, 2026, Toho Bank lifted its fiscal 2027 full-year forecast for consolidated ordinary income to JPY 147.2 billion and ordinary profit to JPY 23.8 billion. Net income attributable to owners of the parent was raised to JPY 16.0 billion, with full-year earnings per share forecast at JPY 64.01.
The bank linked the revision to higher interest income from loans and securities dividends. That connection makes the interest-rate environment important for the forecast, but it also leaves earnings sensitive to lending demand and securities income.
Dividend forecast rises to JPY 26
Toho Bank also increased its interim and year-end dividend forecasts to JPY 13 per share each. Japan IR reports an annual forecast of JPY 26 and a planned payout ratio of 40.6 percent for the fiscal year ending March 2027.
The annual forecast compares with an actual JPY 17 dividend in the previous fiscal year, an increase of JPY 9 per share. The higher distribution gives the earnings revision a direct shareholder-return component, while the formal dividend decision is scheduled for November 6, 2026, according to the same company disclosure.
First-quarter profit sets a base
Toho Bank reported net income of JPY 5.191 billion and earnings per share of JPY 20.77 for the quarter ended June 30, 2026, according to Investing.com. The first-quarter result provides the latest reported operating reference before the bank reaches the six-month reporting point.
For investors, the key comparison is between the JPY 16.0 billion full-year profit forecast and the JPY 12.353 billion net income reported for fiscal 2026. The guidance implies a JPY 3.647 billion increase, although the forecast remains exposed to changes in interest rates and credit conditions.
Stock stays near yearly high
At JPY 1,120, the stock was JPY 45 below its 52-week high of JPY 1,165 and JPY 700 above its 52-week low of JPY 420. Market capitalization stood at JPY 279.9 billion, with trading volume of 793,700 shares on October 7, 2026.
The quotation places Toho Bank near the upper end of its yearly range even after the intraday decline. The combination of higher earnings guidance and a larger dividend has therefore become the central valuation question for the Tokyo-listed regional bank.
Key facts on Toho Bank stock
- Company: The Toho Bank, Ltd.
- Ticker: 8346
- Trading venue: Tokyo Stock Exchange Prime Market
- Price (as of October 7, 2026, 1:21 p.m. JST): JPY 1,120
- Market capitalization: JPY 279.9 billion (as of October 7, 2026)
- 52-week range: JPY 420-JPY 1,165 (as of October 7, 2026)
- Sector / Industry: Financial Services / Banks - Regional
Upcoming dates for Toho Bank stock
- November 6, 2026: Board decision on the dividend forecast
