Toho Bank lifts profit forecast to JPY 16.0 billion: what it means for Toho Bank stock
Published on 10/14/2026 at 03:02 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSGuidance and shareholder returns
- Toho Bank revised its fiscal 2027 net income forecast to JPY 16.0 billion on September 25, 2026.
- The annual dividend forecast rose to JPY 26.00 per share for fiscal 2027.
- Toho Bank stock was last quoted at JPY 1,051.00 on October 14, 2026.
- The next earnings date is November 6, 2026.
Toho Bank (ISIN JP3488800008) had raised its full-year net income forecast to JPY 16.0 billion for the fiscal year ending March 31, 2027, according to Japan IR on September 25, 2026. The same announcement set full-year consolidated ordinary income at JPY 147.2 billion and ordinary profit at JPY 23.8 billion, with stronger loan interest income and securities dividends supporting the revision.
What does the guidance mean?
The revised forecast covers the second-quarter cumulative period and the full fiscal year ending March 31, 2027. Japan IR reported interim net income attributable to owners of the parent of JPY 8.1 billion and interim earnings per share of JPY 32.41 in the revised outlook.
For investors, the key signal is the combination of higher earnings and a larger planned distribution. Japan IR said on September 25, 2026 that the interim and year-end dividend forecasts each rose to JPY 13.00 per share, producing an annual forecast of JPY 26.00 and a planned payout ratio of 40.60 percent.
Three dated operating signals
On March 31, 2026, Toho Bank reported fiscal-year revenue of JPY 91.5 billion, operating income of JPY 16.9 billion and net income of JPY 12.4 billion, according to Paasa. On September 25, 2026, the bank revised its full-year earnings outlook, while the dividend forecast was revised on the same date.
On October 5, 2026, the dividend announcement page restated the JPY 26.00 annual forecast and identified November 6, 2026 as the date for the formal board decision. A separate research listing also identifies November 6, 2026 as the next earnings date for the bank.
Tokyo quotation and valuation frame
Toho Bank was last quoted at JPY 1,051.00 on the Tokyo Stock Exchange Prime Market on October 14, 2026 at 9:46 a.m. JST. Its market capitalization was JPY 262.6 billion, while the 52-week range stood at JPY 420.00 to JPY 1,165.00.
The quotation places the stock 9.79 percent below its 52-week high, calculated from the JPY 1,051.00 price and the JPY 1,165.00 high. The current valuation therefore rests on whether the higher interest income assumed in the guidance can translate into the planned JPY 16.0 billion fiscal-year profit.
Upcoming reporting date
November 6, 2026 is the next scheduled reporting date identified for Toho Bank, alongside the planned formal decision on the JPY 26.00 dividend forecast. The combination gives investors two concrete dates for testing the revised earnings and shareholder-return assumptions.
Market context: Market report Nikkei 225.
Toho Bank key facts
- Company: The Toho Bank, Ltd.
- ISIN: JP3488800008
- Ticker: 8346.T
- Primary exchange: Tokyo Stock Exchange Prime Market
- Price Tokyo Stock Exchange: JPY 1,051.00 as of October 14, 2026, 9:46 a.m. JST
- Market capitalization: JPY 262.6 billion as of October 14, 2026
- 52-week range: JPY 420.00-JPY 1,165.00 as of October 14, 2026
- Sector / Industry: Financial Services / Banks - Regional
- Next earnings date: November 6, 2026
