StoneX initiates coverage of Southern Missouri Bancorp stock

Published on 10/06/2026 at 10:16 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

StoneX issued a Buy rating on September 24, 2026. Southern Missouri Bancorp stock earned USD 1.83 per share in fiscal fourth quarter 2026.

SMBC, US8433801060, Illustration mit AI erstellt.

Southern Missouri Bancorp (ISIN US8433801060) earned USD 71.8 million in net income in fiscal 2026, up 22.6 percent from fiscal 2025. On September 24, 2026, Investing.com reported that StoneX initiated coverage with a Buy rating.

Fiscal revenue rose 9.9 percent

Southern Missouri Bancorp generated USD 200.6 million in revenue in fiscal 2026, compared with USD 182.6 million in fiscal 2025. The figures, drawn from the fiscal year ended June 30, 2026, show growth of 9.9 percent, according to StockTitan.

The annual report also shows diluted earnings per share of USD 6.43 in fiscal 2026, up 24.1 percent from USD 5.18 in fiscal 2025. Net interest income increased to USD 172.8 million from USD 154.6 million, while net interest margin widened to 3.62 percent from 3.40 percent, according to Financial Report Insights.

Credit costs temper the earnings gains

The same fiscal 2026 analysis puts the provision for credit losses at USD 11.5 million, compared with USD 6.5 million in fiscal 2025. Nonperforming assets rose to USD 33.5 million, or 0.64 percent of total assets, from USD 23.7 million and 0.47 percent a year earlier, according to StockTitan.

That combination gives the earnings story two distinct sides. Revenue growth and a wider margin supported fiscal 2026 profitability, while higher provisions and weaker asset-quality measures point to a greater credit-cost burden for fiscal 2027.

Stock value and trading context

Southern Missouri Bancorp was last at USD 71.90 on Nasdaq on October 5, 2026 at 4:00 p.m. ET. Its market capitalization was USD 792.0 million, and the 52-week range was USD 47.60 to USD 79.86 on the same market-data snapshot.

The company states that its common stock trades on the NASDAQ Global Market under the symbol SMBC. Its business is the holding company for Southern Bank, which provides deposits, mortgage lending, commercial real estate loans, consumer credit and business banking services.