Standard Chartered Bank Kenya stock reports a tier shift at KES 318

Published on 10/08/2026 at 02:36 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Standard Chartered Bank Kenya stock faces a tier reclassification after its market-size index fell to 4.5 percent in 2025. H1 profit fell to KES 6.73 billion.

SCBK, KE0000000448, Illustration mit AI erstellt.

Standard Chartered Bank Kenya stock was last quoted at KES 318.00 on the Nairobi Securities Exchange on October 7, 2026, while the bank faces a measurable loss of relative market scale. The lender's market-size index fell to 4.5 percent in 2025 from 5.4 percent in 2024, according to Business Daily Africa on September 23, 2026.

Market share falls below tier threshold

The 4.5 percent reading places Standard Chartered Bank Kenya in the medium peer group under the Central Bank of Kenya's classification, below the 5 percent threshold for large banks. The reclassification moved the bank to ninth place in the overall ranking, while Kenya's tier one group narrowed to eight institutions.

The change is relative rather than a finding of undercapitalization. It does, however, put greater emphasis on the bank's ability to grow deposits, loans and fee income faster than larger domestic competitors.

H1 profit falls as loans expand

For the six months ended June 2026, profit after tax fell 16.8 percent to KES 6.73 billion from KES 8.09 billion, while profit before tax declined 12.1 percent to KES 9.58 billion, Fatuma's Voice reported on September 13, 2026.

The earnings pressure came from net interest income, which dropped 19.8 percent to KES 12.27 billion. Net loans and advances nevertheless increased 11.1 percent to KES 169.17 billion, and total assets rose 12.4 percent to KES 418.13 billion.

Credit quality provided a counterweight: loan-loss provisions declined 56.9 percent to KES 507.7 million, while gross non-performing loans fell 6.5 percent to KES 8.97 billion. The figures point to balance-sheet growth alongside weaker income generated from lending.

Dividend supports income case

Standard Chartered Bank Kenya's board declared an interim dividend of KES 8.50 per share, up 6.3 percent from KES 8.00 a year earlier, according to Fatuma's Voice. Fees, commissions and other income rose 15.9 percent to KES 7.86 billion, but total operating income still declined 8.8 percent to KES 20.14 billion.

SCBK price stays near KES 318

SCBK was last quoted at KES 318.00 on October 7, 2026, on the Nairobi Securities Exchange, down 0.24 percent for the session with volume of 12,349 shares. The combination of a small daily price move, lower first-half profit and higher interim dividend leaves earnings recovery and market-share stabilization as the central operating issues.