S&T Bancorp stock posts record Q3 EPS of 1.09 US dollars

Published on 11/10/2026 at 02:55 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

S&T Bancorp stock is in focus after the bank reported stronger third-quarter profitability. Margin expansion and lower problem assets shaped the update.

Quarterly earnings strengthen bank profile

S&T Bancorp reported higher quarterly net income and stronger profitability for the period ended September 30, 2026.
Net interest margin expanded as loan yields and the funding mix improved.
Nonperforming assets declined, while quarterly net charge-offs increased from the prior quarter.

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S&T Bancorp reported record third-quarter earnings per share on October 22, 2026, as net income rose from both the previous quarter and the year-earlier period. The Pennsylvania-based bank said the results reflected higher core profitability and the effect of share repurchases. The company release carried by PR Newswire reported diluted earnings per share of 1.09 US dollars for the quarter ended September 30.

Margin expansion supports quarterly results

Net interest income increased to 93.1 million US dollars from 90.4 million US dollars in the second quarter. The fully taxable equivalent net interest margin widened to 4.06 percent from 3.99 percent, supported by higher yields on interest-earning assets and one additional day in the quarter.

Average total loan balances increased by 61.2 million US dollars to 8.1 billion US dollars. Average interest-bearing deposits rose to 5.9 billion US dollars, while the cost of interest-bearing liabilities moved higher by three basis points to 2.53 percent.

Asset quality remains a key indicator

Nonperforming assets declined by 3.7 million US dollars to 36.5 million US dollars, equal to 0.45 percent of total loans plus other real estate owned. Net loan charge-offs, however, increased to 2.1 million US dollars, or 0.10 percent of average loans, from 1.0 million US dollars in the preceding quarter.

The efficiency ratio improved to 53.23 percent from 55.52 percent. Total assets stood at 9.9 billion US dollars at the end of September, while deposits decreased modestly and total borrowings fell to 215.3 million US dollars.

S&T Bancorp serves regional markets

S&T Bancorp is a financial holding company headquartered in Indiana, Pennsylvania. Through S&T Bank, it provides financial services to individuals and businesses in Pennsylvania and Ohio. The company's Investor Relations page describes the group as a bank with more than 9 billion US dollars in assets and a history dating to 1902.