Provident stock: Provident reports income down 28 percent. Provident stock faces October 28 call

Published on 10/28/2026 at 06:39 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Provident repurchased 86,431 shares in its first fiscal quarter. Provident stock carries a USD 0.14 dividend and a November 12, 2026 record date.

Earnings, capital returns and dates

Provident reported USD 1.57 million in net income for the quarter ended September 30, 2026.
Net interest margin rose to 3.32 percent while net interest income reached USD 9.77 million in fiscal 2027 first quarter.
Provident stock was last at USD 18.20 on Nasdaq on October 27, 2026, with a USD 113.5 million market value.

PROV, US7438681014, Illustration mit AI erstellt.

Provident Financial Holdings, Inc. (ISIN US7438681014) reported USD 1.57 million in net income for the quarter ended September 30, 2026, down 28 percent from the preceding quarter. GlobeNewswire reported the results on October 27, 2026, making credit-loss provisions the central earnings pressure point.

Credit provisions cut quarterly income

The decline reflected a USD 777,000 provision for credit losses, compared with a USD 95,000 recovery in the preceding quarter. Net interest income increased 9 percent year over year to USD 9.77 million, while the net interest margin rose to 3.32 percent from 3.00 percent in the comparable quarter, according to GlobeNewswire.

Three capital-return dates

On October 22, 2026, MarketScreener reported a repurchase program covering up to 5 percent of issued share capital. On October 23, 2026, the company announced a USD 0.14 quarterly dividend payable on December 3, 2026, as reported by MarketScreener. On October 27, 2026, Provident released its fiscal 2027 first-quarter results.

What comes next for shareholders

Provident is scheduled to discuss the results on October 28, 2026, during a conference call for institutional investors and bank analysts. The next capital-return date is November 12, 2026, when shareholders of record are due to receive the USD 0.14 dividend on December 3, 2026. The figures point to a mixed operating picture: funding and margin trends improved, but the credit-loss provision reduced net income to USD 1.57 million from USD 1.68 million a year earlier.

Nasdaq valuation stays compact

Provident was last at USD 18.20 on Nasdaq on October 27, 2026 at 4:00 p.m. EDT. The stock's 52-week range was USD 14.95 to USD 18.99, while its market capitalization stood at USD 113.5 million on the same date. The reported book value per share was USD 20.24 as of September 30, 2026, providing a separate balance-sheet reference for the market price.