ProCredit stock trades 24.20 percent above its 52-week low

Published on 10/20/2026 at 12:54 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Loans rose 8.00 percent in the first half of 2026. ProCredit stock costs EUR 8.57 on October 20, 2026, versus EUR 8.64 Xetra close.

Growth and reporting timetable

ProCredit entered the SDAX on October 14, 2026, after Nagarro's free float fell below 10 percent.
Net interest income increased 11.60 percent to EUR 191.3 million in the first half of 2026.
ProCredit stock trades at EUR 8.57 at 12:44 p.m. CEST at Lang & Schwarz on October 20, 2026, 0.81 percent below the Xetra close of October 19, 2026.
The next quarterly report is scheduled for November 12, 2026.

Procredit, DE0006223407, Illustration mit AI erstellt.

ProCredit (DE0006223407) was trading at EUR 8.57 at Lang & Schwarz on October 20, 2026 at 12:44 p.m. CEST, down 0.81 percent versus the Xetra close of October 19, 2026 at EUR 8.64. The bank's first-half figures show loan growth alongside weaker earnings, giving investors two opposing signals to weigh.

FNE reported on August 13, 2026, that ProCredit's gross loan portfolio rose 8.00 percent to EUR 8,369.7 million in the first half of 2026. Net interest income increased 11.60 percent to EUR 191.3 million, while net income fell 18.10 percent to EUR 38.5 million.

Growth meets a 12 to 15 percent target

The operating picture is therefore mixed rather than one-dimensional. The 8.00 percent loan expansion in six months sits against the full-year target of 12 to 15 percent, while the net interest margin reached 3.30 percent compared with 3.20 percent for fiscal year 2025, according to FNE.

Risk costs rose as provisions increased from EUR 0.3 million in the first half of 2025 to EUR 9.0 million in the first half of 2026. That pressure helps explain why net income declined even as operating income increased 6.60 percent to EUR 227.2 million.

Three dates changed the stock story

On June 3, 2026, ProCredit's general meeting approved a dividend of EUR 0.47 per share, as listed on the company's investor-relations page. On August 13, 2026, the company published its first-half report. On October 14, 2026, ProCredit entered the SDAX after Nagarro's free float fell below 10 percent, onvista reported.

What does 8.00 percent growth mean?

The next test is whether volume growth can offset provisions and costs. A separate Simply Wall St update on October 8, 2026, raised its fair value from EUR 14.00 to EUR 15.00, but highlighted cost efficiency, fee pressure and provisions as constraints on returns.

Next report arrives November 12

ProCredit's investor-relations calendar lists November 12, 2026, for the quarterly report covering September 30, 2026, followed by an analyst conference call at 4:00 p.m. CET. The stock's market capitalization was EUR 505.9 million on October 20, 2026, and its 52-week range was EUR 6.90 to EUR 9.58.

Stock price and investor perspective

ProCredit was trading at EUR 8.57 at Lang & Schwarz on October 20, 2026 at 12:44 p.m. CEST, 0.81 percent below the Xetra close of October 19, 2026 at EUR 8.64. The further course of trading is shown by the continuously updated real-time quote of ProCredit stock.