Peoples Financial Services stock reports lower second quarter EPS
Published on 10/07/2026 at 02:52 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Peoples Financial Services stock reported diluted EPS of USD 1.48 for the second quarter of 2026, down from USD 1.68 a year earlier. The result keeps earnings at the center of the PFIS story as the bank expands its loan book.
According to StockTitan, Peoples Financial Services reported second-quarter net income of USD 14.8 million for the period ended June 30, 2026, compared with USD 17.0 million in the prior-year quarter. Net interest income rose to USD 45.6 million, while the provision for credit losses increased to USD 3.1 million.
Loans expand while earnings fall
The balance sheet delivered a stronger operating signal. Loans reached USD 4.3 billion and deposits USD 4.5 billion at June 30, 2026, while total assets climbed to USD 5.4 billion, according to StockTitan.
The comparison is important for investors: six-month net income was USD 29.6 million versus USD 32.0 million in the first half of 2025, while the company maintained a quarterly dividend of USD 0.6250 per share. Credit costs, rather than weaker loan demand, were the clearest drag on the quarter.
Consensus target stays above price
MarketScreener lists a Hold consensus from two analysts and an average target of USD 73.50. Against the USD 66.43 PFIS price on October 1, 2026, that target lies 10.6 percent above the price.
MarketScreener also reported on September 20, 2026, that Peoples Financial Services was added to the S&P Regional Banks Select Industry Index. The index inclusion adds visibility, but the earnings comparison leaves credit-loss provisioning and operating efficiency as the more immediate company-specific markers.
PFIS trades below its October high
PFIS was trading at USD 66.43 on Nasdaq on October 1, 2026, at 11:45 a.m. ET, down 1.38 percent from the prior close of USD 67.36. The same session showed an intraday high of USD 67.25 and an intraday low of USD 65.49.
Peoples Financial Services stock facts
- Company: Peoples Financial Services Corp.
- Ticker: PFIS
- Trading venue: Nasdaq
- Price (as of October 1, 2026, 11:45 a.m. ET): USD 66.43
- Sector / Industry: Financial Services / Regional Banks
- Index membership: S&P Regional Banks Select Industry Index
