National Bank Holdings reports loan impairments and National Bank Holdings stock trades at EUR 34.00

Published on 10/05/2026 at 08:42 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Third-quarter provisions are set at USD 38.0-40.0 million. National Bank Holdings stock costs EUR 34.00 on October 5, 2026, 0.59 percent above EUR 33.80.

NBHC, US6337071046, Illustration mit AI erstellt.

National Bank Holdings (US6337071046) was at EUR 34.00 at Lang & Schwarz on October 5, 2026 at 8:38 a.m. CEST, plus 0.59 percent versus the prior close of EUR 33.80. The bank disclosed expected third-quarter provisions of USD 38.0-40.0 million after credit events tied to commercial loans, according to StockTitan on October 1, 2026.

Loan charges reshape the quarter

The filing summary identifies USD 65.0 million of aggregate outstanding principal across specifically identified franchise and healthcare relationships. The expected charge-offs amount to USD 46.8 million, while the after-tax earnings impact is estimated at USD 32.0-34.0 million, or USD 0.72-0.76 per diluted share, for the three and nine months ended September 30, 2026.

National Bank Holdings also approved up to USD 40.1 million of additional Class A common stock repurchase authority, bringing total authorization to USD 100.0 million, according to StockTitan. That combination puts capital returns beside a sizeable credit provision, making asset quality the central near-term variable for the bank.

Second-quarter profit provides a counterpoint

Before the third-quarter charges, National Bank Holdings reported USD 26.5 million of net income and diluted earnings per share of USD 0.58 for the second quarter of 2026, compared with USD 20.8 million and USD 0.46 in the first quarter. Net income therefore rose 27.40 percent quarter over quarter, while the latest filing summary reported adjusted net income of USD 35.3 million for the second quarter.

The same second-quarter update showed loans rising by USD 162.6 million, or 6.80 percent annualized, to USD 9.8 billion. Fully taxable equivalent net interest income reached USD 111.5 million, and the net interest margin was 3.94 percent, according to StockTitan.

Analyst target stays above the quote

Piper Sandler analyst Matthew Clark maintained a Buy rating and set a USD 49.00 price target on October 1, 2026, according to Markets Insider. The target is a separate US-dollar reference and is not combined with the euro quotation.

MarketBeat lists a USD 35.06-47.28 52-week range and USD 1.7 billion market capitalization for the NYSE-listed bank. The company describes itself as a community banking franchise serving commercial and consumer clients through NBH Bank and 2UniFi Bank, with more than 90 banking centers, according to National Bank Holdings.

NBHC stock at the October quote

National Bank Holdings stock was trading at EUR 34.00 at Lang & Schwarz on October 5, 2026 at 8:38 a.m. CEST, plus 0.59 percent versus the Lang & Schwarz prior close of EUR 33.80. The reference quote is in the pre-market phase for Xetra investors.