Morgan Stanley cuts target to USD 83 for Synchrony Financial stock

Published on 10/15/2026 at 13:04 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Morgan Stanley cut its target from USD 84.00 to USD 83.00. Synchrony Financial stock costs EUR 63.89 on October 15, 2026 before October 20 results.

Analyst target and earnings date

Morgan Stanley cut its Synchrony Financial target from USD 84.00 to USD 83.00 on October 12, 2026.
Synchrony earned USD 2.59 in diluted earnings per share in the second quarter of 2026 against USD 2.14 consensus.
Synchrony Financial stock trades at EUR 63.89 at 1:00 p.m. CEST at Lang & Schwarz on October 15, 2026.
Synchrony will publish third-quarter 2026 results on October 20, 2026.

Schwarzweiß-Aufnahme einer Mitarbeiterin an Bildschirmen mit Kurscharts im Büro — Dokumentarische Schwarzweiß-Reportage aus einem Finanzbüro symbolisiert Synchrony Financial, ISIN US87165B1035, als Kreditkartenanbieter, Illustration mit AI erstellt.

Synchrony Financial (ISIN US87165B1035) trades at EUR 63.89 at Lang & Schwarz on October 15, 2026 at 1:00 p.m. CEST. Morgan Stanley cut its target from USD 84.00 to USD 83.00 in a report dated October 12, 2026, while keeping an equal-weight rating, according to Transcript Daily.

Target cuts meet earnings date

The analyst move arrives before Synchrony's third-quarter results. The company said on September 22, 2026 that it planned to publish the report on October 20, 2026, before the U.S. market opens, with a conference call at 8:00 a.m. Eastern Time, according to Synchrony.

The upcoming report carries a clear numerical test. Zacks expects third-quarter adjusted earnings of USD 2.48 per share and revenue of USD 4.84 billion, with projected revenue growth of 2.60 percent but a 13.30 percent decline in earnings, according to Yahoo Finance.

What does the earnings hurdle mean?

Synchrony's second-quarter 2026 result provides the latest reported benchmark. Net income reached USD 885.0 million and diluted earnings per share were USD 2.59, versus consensus of USD 2.14, according to the financial statements. The company also guides to fiscal-year 2026 diluted earnings per share of USD 9.25 to USD 9.50, while MarketBeat cites a current analyst consensus target of USD 87.25 and a Moderate Buy consensus, according to MarketBeat.

Stock facts before October 20

The next report will test whether purchase volumes and interest-earning assets can offset higher information-processing and employee costs. Zacks expects total purchase volumes to rise 7.00 percent year over year and net interest margin to reach 15.50 percent, below 15.62 percent a year earlier.

Synchrony Financial was trading at EUR 63.89 at Lang & Schwarz on October 15, 2026 at 1:00 p.m. CEST. The further course of trading is shown by the continuously updated real-time quote of Synchrony Financial stock.