Moneta raises 2026 profit target for Moneta Money Bank stock

Published on 10/05/2026 at 04:18 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half net profit reached CZK 3.30 billion, up 8.10 percent year over year. For Moneta Money Bank stock, this means CZK 525.20 billion in assets.

Moneta Money Bank, CZ0008040318, Illustration mit AI erstellt.

Moneta Money Bank (CZ0008040318) raised its minimum 2026 net profit target to CZK 6.80 billion after first-half net profit reached CZK 3.30 billion, an 8.10 percent year-over-year increase, according to the companys July 24, 2026 earnings call published by Yahoo Finance.

What the profit target means

The revised target adds CZK 200 million to the banks earlier minimum profitability objective, while management kept its 2026 credit-cost guidance at 20 to 35 basis points. The first-half result therefore carries a clear operating cushion, but the bank still expects risk costs to normalize after a commercial default affected the second quarter.

Operating income rose 6.50 percent year over year to CZK 7.20 billion in the first half of 2026, while the cost-to-income ratio improved to 38.40 percent. Net interest income grew 8.50 percent, and fee and commission income increased 6.20 percent during the same period, according to Yahoo Finance.

Loans grow faster than deposits

The balance sheet reached CZK 525.20 billion at the end of the second quarter of 2026. The loan portfolio reached CZK 309.60 billion, up more than 9.00 percent year over year, while new loan origination rose 43.90 percent to CZK 51.70 billion, according to the earnings call.

Management is targeting lending growth of 7.50 to 9.50 percent for 2026 and deposit growth of 2.50 to 3.50 percent. That mix supports the profit target, yet it also makes funding costs and credit quality important variables for the remaining reporting periods.

October results date is set

MONETA Investors lists October 23, 2026, for consolidated, unaudited third-quarter results. The company also reports that first-half 2026 financial results have been published on its investor-relations website, which gives the October release a defined reference point for the 2026 target and lending guidance.

On the Prague Stock Exchange, Moneta Money Bank stood at CZK 184.00 on October 5, 2026, down 1.13 percent from CZK 186.10. The quote sits below the average analyst target of CZK 181.98 only when measured against the exchange figures and dates shown by MarketScreener, which lists nine analyst estimates and a Hold consensus.