loanDepot stock gets a USD 125 million funding facility in October 2026
Published on 10/08/2026 at 04:00 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
loanDepot stock is tied to a new USD 125 million funding facility as the mortgage lender expands its liquidity options. StockTitan reported on October 7, 2026, that loanDepot entered a Master Repurchase Agreement with Nomura Corporate Funding Americas.
USD 125 million adds funding capacity
The agreement allows loanDepot to sell and later repurchase residential mortgage loans and, under conditions, interests in real estate owned properties. The facility is uncommitted, expires on September 30, 2027, and includes covenants, funding conditions and margin-deficit requirements, according to the filed report.
TradingView said on October 7, 2026, that management expects the arrangement to support loan production and asset management. The structure increases financing flexibility, but the uncommitted terms leave funding subject to the agreement's conditions.
Q2 loss narrows as volume rises
In the second quarter of 2026, loanDepot reported an adjusted net loss of USD 29 million, compared with USD 34 million in the first quarter. The improvement came alongside adjusted total revenue of USD 308 million, up from USD 299 million in the prior quarter, according to the company's earnings-call transcript.
Origination volume reached USD 8 billion in Q2 2026, rising from USD 7.7 billion in Q1 2026. Pull-through weighted gain on sale margin increased to 345 basis points from 271 basis points, while pull-through weighted rate-lock volume fell to USD 6.6 billion from USD 8.3 billion as the product mix shifted toward home equity lending.
Analyst targets remain above the stock
Yahoo Finance published the Q2 2026 earnings-call transcript, which also recorded third-quarter guidance for origination volume of USD 6.25 billion to USD 8.25 billion and gain on sale margin of 360 to 390 basis points. That outlook places the funding agreement alongside a business shift toward smaller home equity loans with higher stated margins.
According to MarketBeat on October 7, 2026, three analysts rated loanDepot Hold and two rated it Sell, producing a Reduce consensus and a USD 1.92 average target. The same report cited a USD 1.00 target from Goldman Sachs dated August 10, 2026.
loanDepot stock trades near its yearly low
loanDepot stock was trading at USD 0.62 on the NYSE on October 7, 2026 at 3:59 p.m. EDT. Its 52-week range was USD 0.57 to USD 3.80, making the funding capacity and Q2 margin progress important against a share price close to the yearly low.
loanDepot stock facts
- Company: loanDepot, Inc.
- ISIN: US53946R1068
- Ticker: LDI
- Trading venue: New York Stock Exchange
- Price (as of October 7, 2026, 3:59 p.m. EDT): USD 0.62
- Market capitalization: USD 207.0 million (as of October 7, 2026)
- 52-week range: USD 0.57-3.80 (as of October 7, 2026)
- Sector / Industry: Financial Services / Mortgage Finance
