Kemper stock reports a USD 464.8 million Q2 loss
Published on 10/07/2026 at 03:57 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Kemper Corporation stock (ISIN US4884011002) was last at USD 25.81 on the NYSE on October 5, 2026, after gaining 0.55 percent during that session. The latest results show a sharp divide between a USD 464.8 million GAAP net loss and USD 26.3 million in adjusted consolidated net operating income.
According to Benzinga on October 5, 2026, management made restoring profitability its top priority after the second-quarter results.
Goodwill charge dominates Q2 results
The reported loss included a USD 460 million non-cash goodwill impairment in the specialty auto segment. Kemper also reported diluted GAAP earnings per share of negative USD 7.90, while adjusted operating income equaled USD 0.45 per share for Q2 2026.
ScanX reported that holding company liquidity stood at USD 766 million at the end of Q2 2026, while the normalized underlying combined ratio improved to 102.0 percent from 102.8 percent in the prior quarter.
Underwriting improvement faces pressure
Personal auto improved as its normalized underlying combined ratio fell to 105.2 percent from 106.5 percent, a 1.3-point sequential change. California's share of the personal auto portfolio declined by 2.5 percentage points, alongside a 10 percent sequential reduction in policies in force.
Commercial auto produced a 93.7 percent underlying combined ratio, but USD 17.7 million of prior-year reserve development is a counterweight to that performance. Management said additional rate action and tighter underwriting will put profitability ahead of volume growth.
Analysts see upside but stay cautious
According to MarketBeat on October 6, 2026, nine research firms give Kemper an average Reduce rating, with three Sell, four Hold and two Buy ratings. The average twelve-month price target is USD 43.25, which lies 67.6 percent above the October 5 price of USD 25.81.
That target gap contrasts with the stock's 52-week range of USD 22.69 to USD 50.52. Kemper's Q2 revenue was USD 1.0927 billion, down 10.8 percent from the prior-year quarter, so the recovery case depends on margin improvement rather than sales growth alone.
Kemper stock stays below its yearly high
Kemper stock was last at USD 25.81 on the NYSE on October 5, 2026, with volume of 836,378 shares and market capitalization of USD 1.5 billion. Its price was 48.9 percent below the 52-week high of USD 50.52.
Kemper stock key facts
- Company: Kemper Corporation
- ISIN: US4884011002
- Ticker: KMPR
- Trading venue: NYSE
- Price (as of October 5, 2026, 4:00 p.m. EDT): USD 25.81 Closing price (October 5, 2026)
- Market capitalization: USD 1.5 billion (as of October 5, 2026)
- 52-week range: USD 22.69-50.52 (as of October 5, 2026)
- Sector / Industry: Financial Services / Insurance - Property & Casualty
Upcoming dates for Kemper stock
- November 4, 2026: Q3 2026 earnings date
