Iyo Bank, JP3199200001

JPY 10.0 billion program adds context to Iyo Bank stock

Published on 10/20/2026 at 03:45 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Iyo Bank began J-Credit deposits on October 1 with a JPY 10.0 billion cap. Iyo Bank stock also carries a second-quarter profit test.

Deposit program and earnings dates

Iyo Bank announced its J-Credit deposit program on September 29, 2026, with a JPY 10.0 billion subscription cap.
Second-quarter 2026 revenue was JPY 46.6 billion, while net income reached JPY 12.4 billion.
Iyogin Holdings is scheduled to report its next earnings on November 6, 2026.

Iyo Bank, JP3199200001, Illustration mit AI erstellt.

Iyo Bank announced a corporate time-deposit product linked to J-Credits on September 29, 2026, with subscriptions starting October 1 and a JPY 10.0 billion total limit. CarbonCredits.jp reported that the product allocates J-Credits equivalent to 0.10 percent of each corporate deposit to offset the depositor's emissions.

JPY 10.0 billion sets the scale

The program gives Iyo Bank a concrete sustainability-linked banking initiative rather than a general policy statement. Baywill handles the procurement and retirement of the J-Credits, according to CarbonCredits.jp.

For investors, the JPY 10.0 billion ceiling is the key disclosed scale figure. The product's direct earnings contribution is not quantified in the report, so the more immediate reference point remains the bank's operating performance.

What do second-quarter figures show?

Iyogin Holdings' second-quarter 2026 figures included revenue of JPY 46.6 billion, described as flat from the prior-year quarter, and net income of JPY 12.4 billion, down 4.80 percent year over year. Simply Wall St listed adjusted second-quarter earnings per share of JPY 42.34 versus JPY 43.44 in the prior-year quarter.

Next reporting date is November 6

The next scheduled earnings date is November 6, 2026, according to Simply Wall St. That report should help investors compare the deposit initiative's strategic message with revenue and profit trends.

Regional banking remains the frame

Iyo Bank's listed identifier is 8385, while market pages also identify the holding company as Iyogin Holdings with ticker 5830. The distinction matters because the latest operating figures and the sustainability-linked product refer to the same banking group across different corporate labels.

Market context: Market report Nikkei 225.

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