HDBank stock: Charter capital rises above VND 65 trillion

Published on 11/11/2026 at 00:07 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

HDBank stock gains a capital-market catalyst after approval lifted charter capital above VND 65 trillion. Nine-month profit rose 24.2 percent.

Capital growth and strong earnings

HDBank received approval to raise charter capital above VND 65 trillion after completing a 30 percent share dividend and bonus issue.
Nine-month pretax profit rose 24.2 percent year over year to VND 18,379 billion.
Credit outstanding increased 28.55 percent by September 30, while the bank's securities subsidiary prepared a fourth-quarter IPO.

HDBank, VN000000HDB1, Illustration mit AI erstellt.

HDBank received approval to amend its operating license and lift charter capital above VND 65 trillion, adding a new capital-market element to the bank's recent growth story. The approval was reported on November 9, 2026, by Upside, which cited CafeF.

Share issue raises capital base

The State Bank of Vietnam approved the amended license after HDBank completed a plan to issue about 1.25 billion shares as a 25 percent dividend and more than 250.2 million bonus shares at a 5 percent ratio. Together, the two transactions represented 30 percent and lifted charter capital from more than VND 50 trillion to above VND 65 trillion.

The enlarged capital base gives HDBank additional capacity to support balance-sheet expansion, although the effect on future returns will depend on how efficiently the bank deploys the new equity. The capital increase also follows a period of rapid credit growth and stronger earnings.

Profit growth remains ahead

For the first nine months of 2026, consolidated pretax profit reached VND 18,379 billion, up 24.2 percent from the same period a year earlier. Total operating income rose 12.2 percent to VND 34,062 billion, while non-interest income increased 21.8 percent to VND 6,538 billion.

As of September 30, consolidated assets stood at VND 1.143 quadrillion and credit outstanding reached VND 756,000 billion, up 28.55 percent. Return on equity was 22.8 percent, the capital adequacy ratio was 13.9 percent and the consolidated non-performing loan ratio was 2.55 percent.

Subsidiary adds IPO potential

HD Securities reported nine-month pretax profit of VND 2,241 billion, 3.7 times the year-earlier result. The securities subsidiary was preparing an initial public offering in the fourth quarter of 2026, subject to approval from Vietnam's State Securities Commission.