FFIN, US32020R1095

First Financial Bankshares stock falls 4.29 percent to EUR 26.80

Published on 10/20/2026 at 21:05 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Q3 net income hit USD 74.31 million. First Financial Bankshares stock stood at EUR 26.80 on October 20, 2026, down 4.29 percent versus Frankfurt close.

Price and earnings at a glance

First Financial Bankshares stock fell below its Frankfurt close on October 20, 2026.
Third-quarter net income was USD 74.31 million versus USD 52.27 million a year earlier.
First Financial Bankshares stock costs EUR 26.80 at Lang & Schwarz on October 20, 2026 at 9:00 p.m. CEST, 4.29 percent below the Frankfurt close of October 16, 2026.
MarketBeat estimated the next earnings date as October 22, 2026.

FFIN, US32020R1095, Illustration mit AI erstellt.

First Financial Bankshares (ISIN US32020R1095) was trading at EUR 26.80 at Lang & Schwarz on October 20, 2026 at 9:00 p.m. CEST, down 4.29 percent versus the Frankfurt close of October 16, 2026 at EUR 28.00. The bank reported USD 74.31 million of net income for the third quarter of 2026, compared with USD 52.27 million a year earlier, according to PR Newswire on October 15, 2026.

Profit rose, revenue missed estimates

Third-quarter diluted earnings per share were USD 0.52, up from USD 0.36 in the year-earlier quarter and USD 0.50 in the second quarter of 2026. Net interest income reached USD 138.51 million, compared with USD 127.00 million a year earlier, while the tax-equivalent net interest margin increased to 3.91 percent from 3.80 percent.

The earnings improvement came with a lower credit-loss provision. First Financial recorded USD 2.03 million in provisions during the third quarter, versus USD 24.44 million in the year-earlier period, when a large loan charge-off tied to borrower fraud affected results.

Stock position after the decline

The primary Nasdaq quote was USD 30.10 at 3:04 p.m. ET on October 20, 2026, with a 52-week range of USD 28.12 to USD 36.52. The market capitalization was USD 4.3 billion, and the price-to-earnings ratio was 14.83. The euro quote sits 4.29 percent below the Frankfurt close used for the daily comparison.

Valuation and next date

MarketBeat reported on October 19, 2026 that Piper Sandler cut its target from USD 35.00 to USD 33.00 while keeping a neutral rating. The new target is 9.63 percent above the Nasdaq price of USD 30.10.

MarketBeat estimated October 22, 2026 as the next earnings date in its earnings calendar. That date follows the third-quarter report issued on October 15, 2026.

Comparison with peers

First Financial Bankshares: down 4.29 percent, price-to-earnings ratio 14.83, market capitalization USD 4.3 billion. Zions Bancorporation (Nasdaq, USD): up 2.34 percent, price-to-earnings ratio 7.92, market capitalization USD 9.4 billion. Cullen/Frost Bankers (NYSE, USD): up 1.81 percent, price-to-earnings ratio 14.76, market capitalization USD 9.7 billion.

What the price now reflects

For investors, the contrast is clear: First Financial delivered higher quarterly profit and a wider margin, but its revenue of USD 174.14 million was below the USD 178.63 million consensus estimate reported by MarketBeat. The stock therefore combines solid reported earnings with a market price below its October 16 Frankfurt close.

The stock was trading at EUR 26.80 at Lang & Schwarz on October 20, 2026 at 9:00 p.m. CEST, 4.29 percent below the Frankfurt close of October 16, 2026 at EUR 28.00. The further course of trading is shown by the continuously updated real-time quote of First Financial Bankshares stock.