FCCO, US32008F1066

FCCO stock carries 2026 growth into October earnings

Published on 09/30/2026 at 16:08 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

FCCO stock enters the October 21, 2026 earnings date after Q2 net income reached USD 7.60 million. Loans grew 11.00 percent annualized in 2026.

FCCO, US32008F1066, Illustration mit AI erstellt.

FCCO stock enters the October 21, 2026 earnings date with second-quarter net income of USD 7.60 million and diluted earnings per share of USD 0.80. First Community Corporation's latest reported figures show higher profit than the USD 5.19 million and USD 0.67 EPS recorded a year earlier, while its shares were last quoted at USD 32.19 on Nasdaq at 10:06 a.m. ET on September 30, 2026.

Second-quarter profit rises

According to StockTitan, First Community reported USD 7.595 million of net income for the quarter ended June 30, 2026, compared with USD 5.186 million in the year-earlier quarter. Diluted EPS reached USD 0.80, up from USD 0.67, while net income excluding merger expenses was USD 7.979 million and adjusted diluted EPS was USD 0.84.

The balance sheet expanded alongside earnings. Finance data for June 30, 2026, show total assets of USD 2.37 billion, deposits of USD 2.02 billion and gross loans of USD 1.58 billion, giving investors a direct measure of the bank's operating scale.

Loans provide the growth signal

First Community's investor materials reported 11.00 percent annualized loan growth for 2026 through June 30, excluding the loans added through the Signature Bank of Georgia acquisition. Deposits stood at USD 2.12 billion in the presentation, with 26.00 percent classified as non-interest-bearing deposits, a mix that can support funding costs.

The acquisition added USD 195.70 million of loans and USD 229.80 million of deposits when it closed on January 8, 2026, according to StockTitan. The same materials show a quarterly dividend of USD 0.17 per share and a share repurchase authorization of up to USD 7.50 million.

October earnings set the checkpoint

MarketBeat lists October 21, 2026, as First Community's next earnings date, with consensus EPS of USD 0.80 and expected revenue of USD 26.01 million. That report will test whether the second-quarter combination of higher earnings and double-digit loan growth continued into the third quarter.

MarketBeat also reported a consensus price target of USD 37.50 and a Moderate Buy rating in September 2026. Hovde Group had raised its target from USD 36.00 to USD 37.50 in an August 13, 2026 report, while Wall Street Zen later lowered its rating from Buy to Hold, according to MarketBeat.

Nasdaq valuation stays measurable

FCCO's market capitalization was USD 302.5 million on September 30, 2026, while the 52-week range was USD 25.92 to USD 35.74. The Nasdaq quote of USD 32.19 therefore stood USD 3.55 below the yearly high, leaving the October earnings release as the next dated test for profit and loan momentum.