Equifax stock faces a USD 100 million settlement over credit scores

Published on 10/07/2026 at 03:18 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Equifax stock heads toward October 20 after Q2 revenue reached USD 1.7 billion, up 11 percent. Adjusted EPS rose 13 percent to USD 2.25 in Q2 2026.

Flatlay mit Kreditbericht ISIN Karte Lupe Schloss und Score Grafik — Equifax Inc. US2944291051 Flatlay mit Kreditbericht ISIN Karte Lupe Schloss und Bonitaets Score Grafik, Illustration mit AI erstellt.

Equifax Inc. (ISIN US2944291051) was last at USD 142.48 on the NYSE on October 6, 2026, down USD 0.12, or 0.08 percent, from the prior close. The credit-reporting company agreed to a proposed USD 100 million settlement over alleged credit-score errors, as KIRO 7 News reported on October 6, 2026.

Settlement adds legal pressure

The lawsuit alleges that Equifax provided inaccurate credit scores to 4 million people in March and April 2022. Plaintiffs said the errors may have affected mortgage, auto-loan and credit-card applications, while Equifax denied wrongdoing and agreed to settle, according to KIRO 7 News.

The proposed payment comes as Equifax prepares to publish its next financial update. The settlement is therefore a direct legal cost and a reputational issue, while the operating figures point to continued expansion in its data and analytics businesses.

Q2 revenue climbed 11 percent

In the second quarter of 2026, Equifax reported revenue of USD 1.7 billion, up 11 percent year over year. Adjusted EPS reached USD 2.25, an increase of 13 percent, according to the Yahoo Finance transcript of the Q2 2026 earnings call.

Management's third-quarter guidance calls for revenue of USD 1.68 billion to USD 1.71 billion and adjusted EPS of USD 2.15 to USD 2.25. The range gives the October report a clear test: Equifax must sustain growth while higher mortgage rates pressure transaction volumes.

Consensus target stays above price

StockHub lists a consensus target of USD 210.00 from 21 analysts, with targets ranging from USD 179.00 to USD 245.00. The median target lies 47.4 percent above the USD 142.48 price, a quantified gap that leaves the October results as the next major validation point.

Equifax stock awaits October results

Equifax will release third-quarter 2026 results on October 20, 2026, at 6:30 a.m. ET and hold its conference call at 8:30 a.m. ET, according to the company's Equifax release dated October 6, 2026.

Equifax stock was last at USD 142.48 on the NYSE on October 6, 2026. Its 52-week range was USD 137.01 to USD 244.37, placing the price USD 5.47 above the low and USD 101.89 below the high.