Encore Capital stock trades at EUR 84.75, 1.19 percent above prior close

Published on 10/02/2026 at 14:55 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Q2 adjusted earnings reached USD 2.81 versus USD 2.67 consensus. Encore Capital stock costs EUR 84.75 on October 2, 2026 after EUR 83.75.

ECPG, US2925541029, Illustration mit AI erstellt.

Encore Capital Group (ISIN US2925541029) was trading at EUR 84.75 at Lang & Schwarz on October 2, 2026, at 2:37 p.m. CEST, up 1.19 percent versus the prior close of EUR 83.75. The company entered the session with second-quarter 2026 earnings of USD 2.81 per share against a USD 2.67 consensus estimate, according to Yahoo Finance.

Collections drive second-quarter growth

Encore reported second-quarter 2026 global collections of USD 737.00 million, up 13.00 percent from the prior-year quarter. The earnings-call transcript also put total revenue at USD 492.00 million, an 11.00 percent year-over-year increase, while GAAP net income reached USD 64.00 million, up 9.00 percent.

The operating mix explains the result. U.S. Midland Credit Management collections rose 17.00 percent to USD 572.00 million, while global portfolio purchases reached USD 444.00 million, including USD 372.00 million in the United States, Yahoo Finance reported from the August 5, 2026 call.

Guidance absorbs refinancing costs

Management kept its 2026 portfolio-purchase outlook at USD 1.40 billion to USD 1.50 billion and raised global collections guidance to USD 2.80 billion to USD 2.85 billion. Full-year 2026 earnings per share guidance remains USD 13.00 to USD 14.00, even after USD 1.00 per share of second-quarter refinancing costs.

The balance-sheet trade-off is visible in leverage. Encore said second-quarter 2026 leverage improved to 2.30 times from 2.60 times in the prior-year quarter, while the refinancing generated annualized savings of USD 50.00 million. That combination gives the company more capacity to keep purchasing receivable portfolios, but the results also show that financing costs can materially affect reported earnings.

Analyst target sits below the euro quote

MarketBeat reported on September 27, 2026, that six analysts carried Buy or Strong Buy ratings, with an average 12-month target of USD 89.75. The same report listed recent targets as high as USD 115.00 and cited Truist Financial raising its target from USD 105.00 to USD 112.00 on August 6, 2026.

The primary listing is Nasdaq in U.S. dollars. The October 1, 2026 Nasdaq reference showed a 52-week range of USD 39.95 to USD 104.98 and a market capitalization of USD 2.0 billion. Those figures frame the stock's strong market performance, while the Lang & Schwarz quote remains the relevant euro reference for German investors.

Encore Capital stock holds above prior close

At Lang & Schwarz, Encore Capital stock was trading at EUR 84.75 on October 2, 2026, at 2:37 p.m. CEST, up 1.19 percent versus the EUR 83.75 prior close from October 1, 2026. The Nasdaq listing is Encore Capital Group's primary exchange.