Consumer Portfolio Services reports growth: meaning for Consumer Portfolio Services stock
Published on 10/25/2026 at 01:28 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSGrowth and financing calendar
- Consumer Portfolio Services reported USD 131.9 million in third-quarter revenue on October 22, 2026.
- Contract purchases reached USD 815.3 million in the third quarter of 2026, up 108.5 percent year over year.
- The company scheduled a third-quarter operating-results call for October 26, 2026, at 1:00 p.m. ET.
Consumer Portfolio Services (ISIN US2105021008) reported third-quarter 2026 revenue of USD 131.9 million, up 21.7 percent from USD 108.4 million a year earlier. The results released on October 22, 2026 also showed net income of USD 7.0 million, up 43.3 percent year over year, according to GlobeNewswire.
Three dated growth signals
On October 21, 2026, Consumer Portfolio Services announced a USD 767.85 million senior subordinate asset-backed securitization, as listed in the company's investor materials carried by GlobeNewswire. On October 22, the company reported third-quarter revenue of USD 131.9 million and diluted earnings per share of USD 0.30, compared with USD 0.20 in the prior-year quarter.
Also on October 22, 2026, Consumer Portfolio Services set a third-quarter operating-results call for October 26, 2026. The announcement followed a quarter in which the owned loan portfolio reached USD 4.711 billion, 25.3 percent above the third quarter of 2025, according to GlobeNewswire.
What origination growth means
Contract purchases rose 108.5 percent year over year to USD 815.3 million in the third quarter, versus USD 391.1 million in the prior-year period. That expansion came with a credit-quality counterpoint: total delinquencies, including repossession inventory, declined to 12.29 percent from 13.96 percent, while annualized net charge-offs fell to 7.26 percent from 8.01 percent.
The financing base also expanded during the quarter. Consumer Portfolio Services increased one warehouse line to USD 508 million from USD 335 million, a 51.64 percent increase, while the company said its third asset-backed securitization of 2026 was its 110th overall.
Next investor date
The next scheduled company event is the third-quarter operating-results conference call on October 26, 2026, at 1:00 p.m. ET, according to GlobeNewswire. Management is expected to discuss originations, funding capacity and credit performance.
Auto-finance scale remains central
Consumer Portfolio Services provides indirect automobile financing to borrowers with past credit problems, low incomes or limited credit histories. Its investor-relations page says the company services contracts through securitization funding and had approximately 243,000 active customers as of June 30, 2026, according to Consumer Portfolio Services. The company trades on the Nasdaq under ticker CPSS.
The further course of trading is shown by the continuously updated real-time quote of Consumer Portfolio Services stock.
Consumer Portfolio Services facts
- Company: Consumer Portfolio Services, Inc.
- ISIN: US2105021008
- Ticker: CPSS
- Primary exchange: Nasdaq
- Sector / Industry: Financial Services / Credit Services
Market context: Market report S&P 500.
