Chang Hwa stock holds a solid YTD gain as investors eye its profitability metrics
Published on 08/29/2026 at 18:16 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Chang Hwa Commercial Bank (ISIN TW0002801004) stock has delivered a notable year-to-date gain by late August 2026, supported by resilient profitability metrics and a solid trailing revenue base that underline the lender's role in Taiwan's banking sector.
Share performance and latest price snapshot
According to a recent market quote for the Taipei-listed shares under ticker 2801.TW, Chang Hwa Commercial Bank closed at TWD24.85 on August 28, 2026, after adding 0.15 TWD or 0.61% during that trading session. The same overview shows a previous close of TWD24.70 and an intraday trading range between TWD24.70 and TWD25.15, indicating that the stock is consolidating in the mid-20s TWD region rather than testing extreme highs or lows.
The performance table in that quote also reports a year-to-date return of 28.74% for Chang Hwa stock as of August 28, 2026. In comparison, the benchmark TSEC Capitalization Weighted Index has risen 59.96% over the same period, so the bank's shares have delivered a clear double-digit advance but trail the broader Taiwan equity benchmark by more than 30 percentage points. Over a one-year horizon, the quoted figures show a 35.71% return for Chang Hwa against a 91.16% gain for the benchmark, highlighting that while shareholders have enjoyed appreciation, Taiwan's market rally has been led by other sectors such as large-cap technology names.
Profitability and trailing fundamentals
The same data set summarizes key profitability ratios for Chang Hwa Commercial Bank on a trailing twelve-month basis, giving investors a snapshot of how efficiently the bank turns revenue into profit. The trailing profit margin is listed at 43.97%, meaning that out of each unit of revenue over the last twelve months, just under half translated into net income attributable to common shareholders. Return on assets over the trailing period stands at 0.58%, while return on equity is reported at 9.25%, figures that point to moderate but steady profitability in a traditional commercial banking model.
From a scale perspective, the trailing twelve-month revenue for Chang Hwa is reported at TWD45.39 billion, with net income attributable to common shareholders of TWD19.96 billion over the same horizon. These figures, which reflect the bank's most recently compiled revenue and profit stream, underscore that Chang Hwa operates as a sizable domestic lender rather than a niche financial institution. For investors, the combination of a roughly mid-40 percent profit margin and a market capitalization that reflects its position on the main Taiwanese index suggests that the bank has room to deploy earnings either into capital buffers or shareholder distributions depending on regulatory and strategic priorities.
A historical segment in the same quote interface illustrates older quarterly figures such as a Q1 fiscal 2021 revenue of TWD6.81 billion and earnings of TWD1.95 billion, corresponding to a quarterly profit margin of 28.57%. While these numbers fall outside the current freshness window for today's investment decisions, they serve as a reminder that Chang Hwa's profitability profile has improved over time, with the trailing margin now materially higher than that older quarterly snapshot.
Valuation and relative performance context
Given a closing price of TWD24.85 and the trailing earnings stream, the stock's implied valuation multiples sit in the range often seen for established East Asian banks that balance credit risk with stable deposit franchises. The year-to-date share move of 28.74% as of August 28, 2026, suggests that the market has repriced Chang Hwa positively in 2026, although the bank has not matched the explosive gains recorded by Taiwan's blue-chip index, where semiconductor and technology exporters have driven the benchmark's nearly 60% rise over the same period.
For long-term holders, the 35.71% one-year return demonstrates that Chang Hwa stock has delivered meaningful capital gains over the past twelve months, even if it has not led the domestic market. This relative underperformance versus the benchmark can be interpreted as a reflection of sector rotation rather than fundamental weakness: traditional lenders tend to advance more slowly than high-growth tech firms during bullish phases but often contribute stability when market enthusiasm cools.
Representative product and core franchise
Chang Hwa Commercial Bank's core franchise centers on retail and corporate banking services in Taiwan, including loans, deposit accounts, payment services, and wealth management offerings for individuals and small and midsize enterprises. A typical representative product in this portfolio is its standard consumer savings account, which pairs transaction convenience with interest accrual on positive balances and serves as a foundational relationship product for many households that later adopt additional services such as mortgages, credit cards, or investment accounts.
Stock level and investor takeaway
As of the close on August 28, 2026, Chang Hwa Commercial Bank shares traded at TWD24.85 on the Taipei Exchange, leaving the stock comfortably above its previous close and contributing to a 28.74% year-to-date gain that underscores how the bank's profitability metrics and revenue scale continue to support investor confidence.
Fact box
Company: Chang Hwa Commercial Bank Ltd.
ISIN: TW0002801004
Ticker: 2801.TW
Exchange: Taiwan Stock Exchange
Price (as of August 28, 2026, 1:30 p.m. local time): TWD24.85
Market cap: data compiled in the same quote overview indicates a multibillion-TWD valuation aligned with its status as a mid-sized Taiwanese commercial bank.
Sector / Industry: Financials / Commercial Banks
Index membership: TSEC Capitalization Weighted Index
