BT, TN0002200053

BT posts TND 95.62 million: what it means for Banque de Tunisie stock

Published on 10/14/2026 at 06:26 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net income reached TND 95.62 million in the first half of 2026, up 12.50 percent. For Banque de Tunisie stock, cash fell to TND 286.07 million.

Profit and liquidity figures

BT posted TND 95.62 million in net income for the first half of 2026, up 12.50 percent year over year.
Net banking income reached TND 292.08 million versus TND 261.15 million in the first half of 2025.
Cash and equivalents stood at TND 286.07 million versus TND 911.09 million a year earlier.

BT, TN0002200053, Illustration mit AI erstellt.

BT, Banque de Tunisie (TN0002200053), posted TND 95.62 million in net income for the first half of 2026, up 12.50 percent from TND 85.02 million a year earlier, according to African Manager on September 23, 2026. For Banque de Tunisie stock, the profit increase comes with a sharper liquidity issue.

Profit reaches TND 95.62 million

African Manager reported that net banking income reached TND 292.08 million as of June 30, 2026, compared with TND 261.15 million a year earlier, an increase of 11.80 percent. Operating income rose 17.60 percent to TND 157.22 million from TND 133.74 million over the same period.

The comparison is stronger for reported net income than for ordinary activities. Net income from ordinary activities rose 6.70 percent to TND 95.62 million from TND 89.60 million, while an exceptional loss of TND 4.58 million recorded in the first half of 2025 did not recur.

Chronology of three dated figures

On June 30, 2026, BT reported interim net income of TND 95.62 million for the first half. On September 23, 2026, African Manager published the comparison showing a 12.50 percent increase. On October 13, 2026, BT's second-quarter net banking income was listed at TND 160.20 million versus TND 137.80 million a year earlier by Mizen.

What does the profit rise mean?

The answer is a mixed operating picture. Customer loans increased 9.60 percent year over year to TND 6,587.71 million on June 30, 2026, while the non-performing loan ratio improved to 6.49 percent from 7.26 percent, according to African Manager.

Dates anchor the interim report

The interim statements cover June 30, 2026, and the statutory auditors' report is dated August 31, 2026. The figures therefore combine a current half-year reporting period with a review conclusion issued during the third quarter.

Liquidity defines the risk picture

Cash and cash equivalents fell to TND 286.07 million at June 30, 2026, from TND 911.09 million a year earlier, while customer deposits declined 2.20 percent during the first half to TND 6,807.27 million. Investing.com describes Banque de Tunisie as a Tunisian bank serving individuals, professionals and businesses through deposits, lending, investment and digital banking services.