Barclays raises target for Bread Financial Holdings stock from USD 109.00 to USD 110.00

Published on 10/06/2026 at 11:52 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Second-quarter net income rose 5.00 percent to USD 146.0 million. Bread Financial Holdings stock costs EUR 88.25 on October 6, 2026 versus EUR 88.50.

BFH, US0185811082, Illustration mit AI erstellt.

Bread Financial Holdings (US0185811082) was trading at EUR 88.25 at Lang & Schwarz on October 6, 2026 at 11:41 a.m. CEST, down 0.28 percent versus the prior close of EUR 88.50. The latest analyst action came from Barclays on October 5, 2026, which raised its target from USD 109.00 to USD 110.00 while maintaining an Equal-Weight rating, according to GuruFocus.

Barclays sets a cautious target

The USD 1.00 increase represents a 0.92 percent rise in Barclays' target. The Equal-Weight rating keeps the latest view measured even as the target moved higher, giving the October 5 update a more limited message than a rating upgrade.

Second-quarter earnings improved

For the quarter ended June 30, 2026, Bread Financial reported USD 993.0 million of total net interest and non-interest income, up 7.00 percent from USD 929.0 million a year earlier. Net income increased 5.00 percent to USD 146.0 million from USD 139.0 million, while diluted earnings per share rose 21.00 percent to USD 3.55 from USD 2.94, according to MetaTrader.

The credit picture also improved year over year. The second-quarter net principal loss rate fell to 6.98 percent from 7.88 percent, while the delinquency rate declined to 5.25 percent from 5.73 percent. Management's full-year 2026 outlook called for net principal losses of 7.00 to 7.10 percent, compared with the prior guidance range's low end of 7.20 to 7.40 percent, the same report said.

August credit metrics add evidence

A September 15, 2026 filing reported an August 2026 net principal loss rate of 6.40 percent, down from 7.57 percent in August 2025. The delinquency rate was 5.36 percent versus 5.84 percent a year earlier, according to Bread Financial.

The filing identifies Bread Financial's common stock as BFH on the NYSE. That listing and the credit metrics provide the relevant frame for the analyst target, while the second-quarter results show the earnings base behind the revised 2026 outlook.

Stock trades below yearly high

Bread Financial Holdings stock was trading at EUR 88.25 at Lang & Schwarz on October 6, 2026 at 11:41 a.m. CEST, down 0.28 percent versus the prior close of EUR 88.50. The market capitalization was USD 4.0 billion and the 52-week range was USD 53.83 to USD 114.53 as of October 5, 2026.