Banque Nationale Agricole stock reports 13.80 percent profit growth
Published on 09/30/2026 at 13:16 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Banque Nationale Agricole stock is tied to a stronger first-half profit profile, with net income reaching TND 156.3 million for the period ended June 30, 2026. The result was 13.80 percent above the TND 137.3 million recorded in the first half of 2025, according to Challenges TN on September 3, 2026.
Profit grows as income mix shifts
Net banking income increased 4.30 percent to TND 560.1 million in the first half of 2026. The same report said portfolio income rose 12.30 percent, while net interest margin fell 22.50 percent and commission margin declined 5.80 percent.
That combination matters for investors because earnings growth came alongside pressure in traditional banking channels. Prime Partners Holdings described BNA's securities book as contributing close to 72 percent of net banking income in its September 2026 research note.
Deposits outpace loan growth
Customer deposits reached TND 15.393 billion on June 30, 2026, up 18.80 percent from a year earlier, while net customer loans rose 5.00 percent to TND 14.548 billion, according to ilBoursa on September 3, 2026.
The balance between funding and lending remains a central measure of the bank's next phase. Prime Partners reported a 94.50 percent loans-to-deposits ratio for BNA using the June 30, 2026 interim figures, while classified exposures stood at 21.59 percent and coverage reached 59.35 percent.
Tunis quote marks the market reference
The latest quoted Tunis Stock Exchange value in the market table was TND 19.30 on September 25, 2026, down 0.57 percent in that session. The half-year figures put the emphasis on the contrast between 13.80 percent net income growth and the decline in traditional interest and commission margins.
Banque Nationale Agricole at a glance
- Company: Banque Nationale Agricole
- Ticker: BNA
- Primary exchange: Tunis Stock Exchange
- Price on September 25, 2026: TND 19.30
- Sector / Industry: Financials / Banking Services
