Bank of Jiangsu stock posts 8.09 percent profit growth

Published on 09/30/2026 at 07:54 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Bank of Jiangsu stock saw first-half 2026 revenue rise 9.11 percent and net profit gain 8.09 percent. SDIC Securities set a CNY 14.76 target on September 14.

Bank of Jiangsu, CNE100002F48, Illustration mit AI erstellt.

Bank of Jiangsu stock (ISIN CNE100002F48) delivered CNY 21.876 billion in first-half 2026 net profit, up 8.09 percent year over year. The result combines faster revenue growth with a balance-sheet expansion that analysts are watching closely.

Revenue growth accelerates

According to Sina Finance on August 31, 2026, first-half operating revenue reached CNY 48.952 billion, an increase of 9.11 percent from the prior-year period. Net interest income grew 12.00 percent, while fee and commission income rose 11.92 percent.

The same report put the non-performing loan ratio at 0.81 percent as of June 30, 2026, down 3 basis points from the start of the year. Net interest margin stood at 1.64 percent, down 9 basis points year over year, showing the pressure created by lower lending yields.

Analyst target reaches CNY 14.76

Futunn reported on September 14, 2026, that SDIC Securities initiated coverage with a Buy-A rating and a CNY 14.76 target price. The research forecast net profit attributable to shareholders to grow 8.30 percent in 2026, 8.50 percent in 2027 and 9.30 percent in 2028.

The key counterfactor is retail credit quality. Futunn said the retail non-performing loan ratio increased 7 basis points from year-end, even as the corporate ratio declined 17 basis points. That split makes deposit growth and corporate lending important supports for earnings, while consumer credit remains a risk indicator.

Shanghai shares trade at CNY 12.37

Bank of Jiangsu was trading at CNY 12.37 on the Shanghai Stock Exchange on September 30, 2026, at 1:37 p.m. CST, up 1.73 percent from the prior close of CNY 12.16. Its market capitalization was CNY 227.0 billion on September 30, 2026, while the 52-week range was CNY 9.65 to CNY 12.80.