Analysts trimmed target for Yapi Kredi stock to TRY 46.54

Published on 10/14/2026 at 05:01 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half net profit rose 36.00 percent to TRY 31.00 billion. The November 3, 2026 results date tests Yapi Kredi stock.

Target revision and earnings calendar

Analysts lowered the 12-month target from TRY 48.16 to TRY 46.54 on September 17, 2026.
First-half net profit rose 36.00 percent to TRY 31.00 billion in 2026.
Yapi Kredi is scheduled to publish nine-month 2026 results on November 3, 2026.

Yapi Kredi, TRAYKBNK91N6, Illustration mit AI erstellt.

Yapi Kredi (ISIN TRAYKBNK91N6) reported first-half net profit of TRY 31.00 billion in 2026, a 36.00 percent increase from the comparable period. The bank's next reporting date and a recent target cut now frame the stock's valuation debate.

Target cut resets valuation

On September 17, 2026, Simply Wall St reported that analysts trimmed the 12-month target for Yapi Kredi from TRY 48.16 to TRY 46.54. The revision reflected a lower assumed future price-to-earnings multiple and slightly higher margin expectations.

The cut matters because the bank is coming from a mixed first-half earnings profile. According to Paratic on October 7, 2026, first-half interest income rose 28.00 percent to TRY 360.00 billion, while net profit increased 36.00 percent to TRY 31.00 billion.

What does the target cut mean?

The lower target puts more weight on execution in the next reporting cycle. Yap? Kredi's investor-relations page shows total assets of TRY 4.0 trillion and total cash and non-cash loans of TRY 3.0 trillion as of the first half of 2026, with loan volume up 33.00 percent year over year.

That growth provides scale, but the second-quarter numbers show why analysts are adjusting valuation assumptions. Simply Wall St reported second-quarter 2026 net income of TRY 10.70 billion, down 5.40 percent year over year, while revenue reached TRY 53.20 billion, up 29.00 percent.

Three reporting milestones

On April 29, 2026, Yapi Kredi reported first-quarter net income of TRY 20.30 billion, up 78.00 percent year over year, according to Simply Wall St. On June 30, 2026, second-quarter net income was TRY 10.70 billion, the same source reported. On November 3, 2026, the bank is scheduled to publish nine-month results, according to its investor-relations calendar.

Bank reports on November 3

Yapi Kredi's nine-month 2026 results are scheduled for November 3, 2026. The release should show whether loan growth and first-half profitability can offset the valuation reset reflected in the TRY 46.54 target.