Analysts maintain Market Perform for Hanwha Life stock at 168 percent capital ratio

Published on 10/14/2026 at 07:00 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Market Perform remains on Hanwha Life stock as capital ratio reaches 168.00 percent. Second-quarter 2026 revenue was KRW 11.99 trillion.

Capital strength and expansion

Hanwha Life's capital ratio reached 168.00 percent on October 9, 2026, up 5.90 percentage points quarter over quarter.
Second-quarter 2026 revenue was KRW 11.99 trillion and net income was KRW 426.21 billion, with a 3.60 percent margin.
Hanwha Life approved a KRW 440 billion Acuon Capital purchase for a 50.54 percent stake on September 30, 2026.

Hanwha Life, KR7088350004, Illustration mit AI erstellt.

Analysts maintained a Market Perform view on Hanwha Life stock as its capital ratio reached 168.00 percent, up 5.90 percentage points from the previous quarter. Insurance Asia reported the figure on October 9, 2026, citing CreditSights and the company's second-quarter data.

Three dated signals from Hanwha Life

On September 30, 2026, Hanwha Life approved a KRW 440 billion acquisition of Acuon Capital for a 50.54 percent stake, according to Law.asia. On October 6, 2026, Simply Wall St reported second-quarter 2026 revenue of KRW 11,992,068 million and net income of KRW 426,210 million. The same report put net margin at 3.60 percent, compared with 1.90 percent in the second quarter of 2025.

The October 9 capital update is the latest of the three signals. Hanwha Life said higher interest rates, foreign-exchange effects and new contractual service margin gains supported the ratio, while management aimed to keep it above 165.00 percent by the end of 2026, Insurance Asia reported.

What does the ratio change mean?

The 168.00 percent level gives Hanwha Life a 3.00 percentage-point cushion above management's stated 165.00 percent year-end objective. That cushion matters because the same report warned that stricter accounting and actuarial standards could pressure profitability and capital reserves.

The Acuon transaction adds a second strategic thread. Chosun reported that Acuon Capital had KRW 4.6 trillion of assets in the first half of 2026 and owned Acuon Savings Bank, which had KRW 5.1 trillion of assets. Hanwha Life also invested KRW 250 billion in a rights issue for Hanwha Investment and Securities.

KRX valuation and trading context

Hanwha Life traded at KRW 4,755.00 on the KRX at 1:38 p.m. KST on October 14, 2026. Its market capitalization was KRW 3.6 trillion, while the 52-week range stood at KRW 2,930.00 to KRW 7,560.00 on the same date.