Amen Bank stock: net banking income rises 15.6%
Published on 11/09/2026 at 00:15 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSOperating progress and strategic expansion
- Banking operating expenses declined while customer deposits increased year over year.
- Amen Bank expanded green-finance, academic and diaspora initiatives during 2026.
- The lender ranked among Tunisia's more efficient banks according to Managers.
Amen Bank reported stronger operating performance through September 2026, with net banking income rising 15.6 percent year over year to 512.448 million Tunisian dinars. The figures were reported by Managers on October 21.
Efficiency strengthens through September
Banking operating income increased 5.9 percent to 982.240 million Tunisian dinars, while banking operating expenses declined 3.1 percent to 469.792 million dinars. The cost-to-income ratio fell to 38.65 percent, an improvement of 338 basis points.
Customer loans, net of provisions and reserved interest, reached 7,545.244 million Tunisian dinars at the end of September. Customer deposits and balances stood at 9,312.610 million dinars, up 8.1 percent from a year earlier.
Green finance broadens the strategy
Amen Bank also established a 20 million dinar credit line funded through Tunisia's Pollution Abatement Fund. The facility supports projects in the green, blue and circular economy and follows a tripartite agreement signed with Tunisia's finance and environment ministries on December 22, 2025.
The bank signed agreements with the University of La Manouba and ESC Tunis to deepen links between higher education and banking. It also reached an agreement with Tunisia's national medical council to offer banking solutions to doctors and ran a campaign aimed at Tunisians living abroad.
A Tunisian commercial banking group
Amen Bank provides banking products and services to households and businesses in Tunisia, including lending, deposits and financing for corporate development. Its September performance places it among the more efficient institutions in the Tunisian banking market, alongside listed peers such as STB and UIB. The bank is differentiating its offer through green finance, academic partnerships and services for the diaspora.
Amen Bank at a glance
- Business: Commercial banking and financial services
- Reporting period: Nine months ended September 2026
- Net banking income: 512.448 million Tunisian dinars
- Cost-to-income ratio: 38.65 percent
- Customer deposits and balances: 9,312.610 million Tunisian dinars
