AM Best affirms United Fire Group ratings. November 3 matters for United Fire Group stock

Published on 10/16/2026 at 03:48 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

AM Best affirmed A- ratings on September 18, 2026. United Fire Group stock awaits November 3 results, with consensus EPS at USD 1.23.

Ratings and earnings dates

AM Best affirmed A- financial strength ratings on September 18, 2026.
Net written premium rose 9 percent to USD 406 million in the second quarter of 2026.
United Fire Group is scheduled to report third-quarter results on November 3, 2026, with consensus earnings per share of USD 1.23.

UFCS, US9103401082, Illustration mit AI erstellt.

United Fire Group (ISIN US9103401082) received reaffirmed A- financial strength ratings for its property and casualty subsidiaries on September 18, 2026. Yahoo Finance reported that AM Best also kept the issuer credit outlook stable.

Ratings highlight balance-sheet strength

The rating action gives United Fire Group a fresh underwriting and capital reference ahead of its next earnings report. AM Best cited very strong balance-sheet strength, while also describing operating performance as marginal and competition and catastrophe exposure as continuing risks.

United Fire Group's investor-relations page lists USD 406 million of net written premium for the second quarter of 2026, up 9 percent from the prior year. The same page reports a 92.6 percent underlying combined ratio and adjusted operating income of USD 1.30 per share, all non-GAAP measures. United Fire Group also identifies Nasdaq as the listing venue for UFCS.

Three milestones frame the story

On March 31, 2026, United Fire Group reported USD 369.44 million of revenue and USD 30.05 million of net income for the first quarter of 2026. On June 30, 2026, second-quarter revenue reached USD 383.73 million and net income reached USD 33.37 million. The September 18, 2026 AM Best action then reaffirmed A- ratings and a stable outlook. The first two periods come from the company's reported financial series, while the rating details are carried by Yahoo Finance.

What will the next report test?

MarketBeat lists November 3, 2026 as the expected third-quarter announcement date and November 4, 2026 at 10:00 a.m. ET for the conference call. Its consensus calls for earnings per share of USD 1.23 and revenue of USD 384.18 million, compared with USD 1.50 and USD 354.02 million in the year-earlier quarter.

Insurance metrics set the test

The central question is whether premium growth can coexist with disciplined underwriting. The second-quarter 92.6 percent underlying combined ratio and 9 percent premium growth provide two concrete markers for the next report, while the stable rating outlook places capital resilience alongside earnings as the key measure.