Yangtze Securities cites 1.42 percent NPL ratio: Bank of Shanghai stock yields 5.6 percent
Published on 10/16/2026 at 09:47 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSCredit quality and key dates
- Yangtze Securities reported a 1.42 percent non-performing loan ratio for the first half of 2026 on September 30.
- The same review cited a 5.6 percent expected dividend yield for 2026.
- Bank of Shanghai is scheduled to publish its next earnings report on October 21, 2026.
Bank of Shanghai (ISIN CNE100002FM5) had a 1.42 percent non-performing loan ratio at the end of the first half of 2026, according to Yangtze Securities in a September 30 review. The assessment also highlighted credit costs and the bank's recognition of legacy problem assets.
Credit quality sets the tone
The review said the non-performing loan ratio rose 24 basis points from the beginning of 2026 to 1.42 percent. The allowance coverage ratio fell 47 percentage points to 198 percent, making asset quality the central counterweight to growth in the bank's newer lending activities.
Net interest income grew 7.4 percent year over year in the first half of 2026, while net interest margin stood at 1.15 percent. Credit impairment charges increased 20.8 percent year over year, and Yangtze Securities said full-year net profit could remain broadly flat as the bank works through older exposures.
Three dated developments
On April 24, 2026, Bank of Shanghai reported first-quarter profit growth of 1 percent and revenue growth of 4 percent, as reported by MarketScreener. On August 28, 2026, the bank's first-half net profit reached CNY 13.30 billion, up 0.51 percent year over year. On September 30, 2026, Yangtze Securities put the first-half NPL ratio at 1.42 percent and expected a 5.6 percent dividend yield for 2026.
What date comes next
The next scheduled earnings report is October 21, 2026, according to TradingView. That report should give investors a fresh comparison between loan growth, net interest margin and the pace of problem-loan recognition.
Shanghai valuation remains measurable
Bank of Shanghai stock was last at CNY 9.61 on the Shanghai Stock Exchange on October 16, 2026 at 3:00 p.m. CST. Its market capitalization was CNY 137.3 billion on the same date, while the 52-week range stood at CNY 8.61 to CNY 10.45. The current level therefore sits within a clearly defined annual trading range rather than at either boundary.
Bank of Shanghai Co., Ltd. is listed under ticker 601229 on the Shanghai Stock Exchange. The bank's latest interim figures combine faster net interest income growth with higher credit costs, leaving the October report as the next concrete test of whether new-business expansion can offset legacy asset-quality pressure.
Bank of Shanghai stock facts
- Company: Bank of Shanghai Co., Ltd.
- ISIN: CNE100002FM5
- Ticker: 601229
- Primary exchange: Shanghai Stock Exchange
- Price at Shanghai Stock Exchange (as of October 16, 2026, 3:00 p.m. CST): CNY 9.61
- Market capitalization: CNY 137.3 billion (as of October 16, 2026)
- 52-week range: CNY 8.61-CNY 10.45 (as of October 16, 2026)
- Sector / Industry: Financials / Banks
Market context: Market report Shanghai Composite.
