Vietcap projected 15.70 percent ROE for Bao Viet stock

Published on 10/16/2026 at 09:20 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half financial income rose 27.90 percent to VND 8,430 billion. The figure adds context for Bao Viet stock and its 2026 outlook.

Profit and investment income

Vietcap projected ROE of 15.70 percent for 2026 on September 28, 2026.
First-half financial income reached VND 8,430 billion, up 27.90 percent year on year.
Bao Viet stock was last quoted at VND 71.40 thousand on HOSE on October 15, 2026 at 3:10 p.m. ICT.

Bao Viet, VN000000BVH3, Illustration mit AI erstellt.

Vietcap projected that Bao Viet's return on equity could rise from 12.10 percent in 2025 to 15.70 percent in 2026 and 18.00 percent in 2027, according to Investify on September 28, 2026. The forecast rests on stronger investment yields and lower provisioning costs, giving Bao Viet stock an earnings benchmark beyond its latest reported figures.

Investment income leads growth

Bao Viet's first-half financial income reached VND 8,430 billion, up 27.90 percent from the same period in 2025. Deposit interest income was VND 4,926 billion, an increase of 42.30 percent year on year, while net profit attributable to parent-company shareholders reached VND 1,831.55 billion, up 35.83 percent, according to Investify.

The scale of the investment book explains why interest income matters so much. At the end of June 2026, deposits with credit institutions stood at VND 166,700 billion against total assets of VND 315,683 billion, according to the same report. For investors, the comparison points to interest rates as a central earnings driver, although the benefit reaches results gradually as deposits mature or renew.

What does the profit mix mean?

Consolidated revenue for the first six months of 2026 reached VND 32,004 billion, up 9.20 percent year on year, while pretax profit rose to VND 2,289.25 billion, according to 24HMoney. The contrast between 9.20 percent revenue growth and 34.00 percent pretax profit growth shows how financial income amplified the operating result during the period.

Three dated market markers

On September 28, 2026, Bao Viet stock reached VND 73.60 thousand on HOSE and gained 6.98 percent as the market assessed the first-half profit picture. On October 4, 2026, Bao Viet was named among the Top 10 state-owned brands, while its reported state-budget contribution stood at VND 1,817 billion, according to VNFinance. On October 15, 2026, the stock was last quoted at VND 71.40 thousand on HOSE at 3:10 p.m. ICT.

Business and listing details

Bao Viet Holdings operates across insurance and related financial services. Its listing identity is confirmed by Global Banking and Finance Review, which identifies ticker BVH.VN, the Ho Chi Minh Stock Exchange and ISIN VN000000BVH3. The combination of rising financial income and a higher projected return on equity keeps the investment portfolio central to the stock's earnings narrative.