Stable ratings for Aflac: what it means for Aflac stock
Published on 10/17/2026 at 10:06 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSRatings and capital metrics
- AM Best affirmed Aflac's long-term issuer credit rating on October 14, 2026.
- Aflac's five-year average return on equity was 17.2 percent at year-end 2025.
- AM Best reported financial leverage of 22.2 percent at year-end 2025.
Market context: Market report S&P 500.
AM Best affirmed Aflac Incorporated's Long-Term Issuer Credit Rating of “a” and existing Long-Term Issue Credit Ratings on October 14, 2026, with a stable outlook, according to the Business Wire release.
Weekend trading
The next price is shown from the start of trading by the continuously updated real-time quote of Aflac stock.
Rating details
AM Best also affirmed Financial Strength Ratings of A+ for Aflac Life Insurance Japan, Ltd., American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York and Continental American Insurance Company. The rating agency said the group had risk-adjusted capitalization at the strongest level and described its operating performance and enterprise risk management as strong or very strong, respectively. The release reported financial leverage of 22.2 percent at year-end 2025 and said Aflac's five-year average return on equity was 17.2 percent at year-end 2025.
Weekly context
The rating action came during a period in which AM Best said Aflac continued to face pressure to reverse premium declines and grow new sales materially. The agency also cited the insurer's niche positions in supplemental medical insurance in the United States and medical and cancer insurance in Japan.
