SoFi Technologies stock gets stronger 2027 growth outlook

Published on 11/03/2026 at 13:50 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

SoFi Technologies stock follows record third-quarter growth and a stronger outlook. Management also presented its first 2027 financial targets.

SoFi Expands Its Growth Outlook

SoFi reported record third-quarter adjusted net revenue of USD 1.4 billion and adjusted EBITDA of USD 469.8 million.
Management raised 2026 adjusted net revenue guidance to USD 5.04 billion and introduced a USD 6.4 billion 2027 outlook.
Member numbers rose 35% year over year to 17.1 million, while total products increased 44% to 26.7 million.

SOFI, US83406F1021, Illustration mit AI erstellt.

SoFi Technologies reported record third-quarter results on October 27, 2026, and raised its full-year outlook. The company said adjusted net revenue increased 44% year over year to USD 1.4 billion, while adjusted EBITDA rose 70% to USD 469.8 million.

The results and guidance were published by SoFi Technologies. GAAP net revenue reached USD 1.385 billion, up 44% from the prior-year quarter, while net income increased 73% to USD 241.0 million. Diluted earnings per share rose to USD 0.18 from USD 0.11.

Higher Targets For 2026 And 2027

SoFi now expects 2026 adjusted net revenue of USD 5.04 billion, adjusted EBITDA of USD 1.66 billion, adjusted net income of USD 840 million and adjusted earnings per share of USD 0.61. The company had previously guided to adjusted net revenue of USD 4.75 billion to USD 4.85 billion.

Management also introduced a preliminary 2027 outlook of USD 6.4 billion in adjusted net revenue, USD 2.24 billion in adjusted EBITDA, USD 1.28 billion in adjusted net income and USD 0.90 in adjusted earnings per share. The outlook implies adjusted net revenue growth of about 27%.

Members And Lending Drive Momentum

SoFi added a record 1.2 million members during the quarter, taking the total to 17.1 million. Products increased to 26.7 million. Total loan originations reached a record USD 16.9 billion, including USD 12.6 billion in personal loans, while Financial Services revenue rose 25% to USD 525.1 million.

SoFi Technologies stock traded at 14.94 euros on Lang & Schwarz at 13:40 CET on Tuesday, November 3, 2026. The latest real-time quote of SoFi Technologies stock is available separately.

SoFi Technologies stock at a glance

Company: SoFi Technologies, Inc.
ISIN: US83406F1021
Ticker: SOFI
Trading venue: Lang & Schwarz
Price: 14.94 euros at 13:40:54 CET on November 3, 2026

US financial stocks remain sensitive to interest-rate expectations and credit trends; investors can follow the S&P 500 for the broader market setting.

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