Sai Gon - Hanoi Commercial Joint Stock, VN000000SHB9

SHB reports VND 14.3 trillion profit: what it means for Sai Gon - Hanoi Commercial Joint Stock stock

Published on 10/16/2026 at 11:26 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Nine-month profit reached VND 14.3 trillion, up 17 percent year over year. Sai Gon - Hanoi Commercial Joint Stock stock may add 459 million in November.

Profit and capital milestones

SHB estimated nine-month 2026 pretax profit at VND 14.3 trillion on October 15, 2026.
The bank expects to book SHB Finance transaction profit in the fourth quarter of 2026.
Sai Gon - Hanoi Commercial Joint Stock stock traded at VND 10,750 on HOSE during the morning session on October 16, 2026.

Sai Gon - Hanoi Commercial Joint Stock, VN000000SHB9, Illustration mit AI erstellt.

Sai Gon - Hanoi Commercial Joint Stock estimated pretax profit of VND 14.3 trillion for the first nine months of 2026, up 17 percent from the same period a year earlier and equal to 81 percent of its full-year plan. The update followed the bank's investor conference on October 15, 2026, as reported by Nha Dau Tu. For Sai Gon - Hanoi Commercial Joint Stock stock, the profit figure matters alongside a large pending share issue.

Three events set the timeline

On October 9, 2026, SHB said its charter-capital increase to VND 53.442 trillion had followed the required legal process, according to Vietnam.vn. At the October 15, 2026 investor conference, management gave the VND 14.3 trillion nine-month profit estimate. During the morning session on October 16, 2026, the stock traded at VND 10,750 on HOSE while volume exceeded 31 million shares.

What does the profit mean for SHB?

The result gives SHB 81 percent of its annual profit plan before the final quarter, while total assets were estimated at VND 993.5 trillion at September 30, 2026. Credit reached VND 680.0 trillion, up 9.52 percent from the start of the year, and the non-performing-loan ratio stayed below 2 percent, according to Vietnam Finance. Management also expects profit from the completed SHB Finance transfer to be recognized in the fourth quarter of 2026.

Capital dates investors are watching

The next milestones are the charter-capital decision expected in October 2026 and possible trading of more than 459 million newly issued shares from November 2026. SHB also outlined a planned 16 percent dividend for 2025, comprising 6 percent in cash and 10 percent in shares, subject to the required procedures, according to Vietnam Finance. The pending listing adds a supply factor to the earnings story.

Book value contrasts with the market

SHB management put book value per share above VND 16,000 and near VND 17,000, while the private-placement price for foreign funds was VND 16,800. The morning-session market price of VND 10,750 on October 16, 2026 therefore stood below both reference figures, while the bank continues to emphasize capital strengthening and risk controls.