Raiffeisen Bank stock gains 1.58% since latest report
Published on 11/09/2026 at 17:48 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSCore earnings strengthen the outlook
- Raiffeisen Bank International reported higher nine-month profit excluding Russia and stronger main revenues.
- The Garanti BBVA Romania acquisition expands the group's Central and Eastern European platform.
- RBI raised its 2026 net interest income outlook while Addiko approval remains an execution factor.
Raiffeisen Bank International reported stronger core earnings for the first nine months of 2026 and completed the acquisition of Garanti BBVA Group Romania. The bank's investor-relations release on Tuesday, November 3, said consolidated profit excluding Russia rose 10 percent year on year to EUR 1,127 million.
Raiffeisen Bank stock traded at 61.03 euros on Lang & Schwarz at 17:41 CET on Monday, November 9, 2026. That was 1.58 percent above the 60.08-euro quote at 11:17 CET cited in the latest report published earlier on November 9; this comparison is separate from the Xetra daily reference.
Core banking remains resilient
RBI's main revenues increased 8 percent to EUR 4,971 million in the January-to-September period. Net interest income rose 7 percent to EUR 3,347 million, while net fee and commission income advanced 10 percent to EUR 1,624 million.
Customer loans in the core group grew 8 percent from the end of 2025 to EUR 109 billion. The bank reported a 15.4 percent CET1 ratio excluding Russia at September 30 and a provisioning ratio of 19 basis points for the first nine months. The scope of the earnings comparison remains important because the figures exclude Russia.
Romanian deal adds regional scale
RBI completed the purchase of 100 percent of Garanti BBVA Group Romania from BBVA subsidiaries. The transaction includes Garanti Bank Romania and Motoractive IFN, and RBI said the business would be consolidated from November 2.
The Romanian subsidiary is expected to become the country's third-largest bank by total assets based on first-half 2025 market shares, serving approximately 2.6 million customers. RBI expects the transaction to reduce the group's CET1 ratio excluding Russia by approximately 60 basis points in the fourth quarter, making integration and capital execution key investor considerations.
2026 targets guide investors
RBI raised its 2026 net interest income outlook to above EUR 4.5 billion and expects net fee and commission income of around EUR 2.2 billion. The bank targets administrative expenses of around EUR 3.9 billion, a cost/income ratio of around 55 percent, a provisioning ratio of up to 35 basis points and consolidated return on equity of around 13 percent.
The outlook assumes regulatory approval and settlement of the Addiko transaction in the fourth quarter. Russia-related legal exposure and the capital effects of acquisitions remain material factors alongside the improvement in core earnings.
Austria's ATX market environment provides the broader backdrop for the Vienna-listed bank.
For more developments, see More news and analyses on Raiffeisen Bank stock.
Raiffeisen Bank International's investor-relations release provides the nine-month results and 2026 outlook.
Raiffeisen Bank International at a glance
- Company: Raiffeisen Bank International AG
- ISIN: AT0000606306
- Lang & Schwarz quote: 61.03 euros at 17:41 CET on November 9, 2026
- Change since the latest report: 1.58 percent above 60.08 euros at 11:17 CET on November 9, 2026
- Nine-month consolidated profit excluding Russia: EUR 1,127 million
- CET1 ratio excluding Russia: 15.4 percent at September 30, 2026
