RBI: First Quarter 2026 - Strong operating result (excl. Russia) and healthy loan growth

Raiffeisen Bank International AG / AT0000606306

Raiffeisen Bank International AG / Key word(s): Quarter Results


05.05.2026 / 07:30 CET/CEST
The issuer is solely responsible for the content of this announcement.

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RBI: First Quarter Report 2026
Strong operating result (excl. Russia) and healthy loan growth

 

Q1/2026 operating result up 12% y-o-y (excl. Russia), main revenues up 5% to EUR 1,596 million Customer loans up 3% to EUR 105 billion year-to-date (excl. Russia) Consolidated profit of EUR 209 million (excl. Russia) impacted by upfront booking of higher bank levies CET1 ratio excl. Russia at 14.9% (Group CET1 ratio at 17.7%) Further business reduction in Russia - all restrictions to remain in place in 2026  Outlook largely confirmed, with CET1 ratio excl. Russia target updated to reflect announced acquisition projects

 

The following tables refer to RBI excluding Russia: 
 

Income Statement in EUR million	Q1/2026	Q1/2025	Q4/2025
Net interest income	1,076	1,046	1,054
Net fee and commission income	520	466	529
Net trading income and fair value result	5	(27)	(18)
General administrative expenses	(896)	(850)	(894)
Operating result	760	678	736
Other result	(86)	(66)	(13)
Governmental measures and compulsory contributions	(177)	(116)	(49)
Impairment losses on financial assets	(103)	(46)	(72)
Profit/loss before tax	393	450	603
Profit/loss after tax	258	318	478
Consolidated profit	209	260	416

 

Financial statement in EUR million	31/3/2026	31/12/2025
Loans to customers	104,702	101,195
Deposits from customers	122,943	117,277
Total assets	201,472	193,191
Total risk-weighted assets (RWA)	84,410	80,932

 

Bank-specific information	31/3/2026	31/12/2025
NPE Ratio	1.6%	1.7%
NPE Coverage Ratio	46.4%	44.2%
CET1 ratio transitional (incl. profit)	14.9%	15.5%
Total capital ratio transitional (incl. profit)	19.7%	20.3%

 

Key ratios	Q1/2026	Q1/2025	Q4/2025
Net interest margin (Ø interest-bearing assets)	2.25%	2.31%	2.26%
Cost/income ratio	53.4%	55.0%	54.1%
Provisioning ratio  (Ø loans to customers)	0.36%	0.20%	0.37%
Consolidated return on equity	5.2%	7.3%	12.4%
Earnings per share in EUR	0.54	0.71	1.16

 

 

Outlook 2026
The following guidance refers to RBI excluding Russia.

Outlook 2026	RBI excl. RU
Net interest income in EUR	around 4.4 bn
Net fee and commission income in EUR	around 2.1 bn
Loans to customers (growth, excl. announced acquisitions)	around 7%
General administrative expenses in EUR	around 3.6 bn
Cost/income ratio	around 52.5%
Provisioning ratio	around 35 bps
Consolidated return on equity	around 10.5%
CET1 ratio (incl. announced acquisition projects)	around 14.3%*
*’P/B Zero’ Russia deconsolidation scenario

In the medium term, RBI aims to achieve a consolidated return on equity of at least 13% excluding Russia and excluding provisions and legal cost for foreign currency loans in Poland.
 

For further information please contact:
John P. Carlson, CFA
Head of Group Investor & Media Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
[e-mail]
phone [phone]
www.rbinternational.com
 

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05.05.2026 CET/CEST This Corporate News was distributed by EQS Group

View original content: EQS News

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Language:	English
Company:	Raiffeisen Bank International AG
	Am Stadtpark 9
	A-1030 Vienna
	Austria
Phone:	[phone]
E-mail:	[e-mail]
Internet:	https://www.rbinternational.com/en/raiffeisen.html
ISIN:	AT0000606306
WKN:	A0D9SU
Listed:	Regulated Unofficial Market in Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate BSX; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market)
EQS News ID:	2321024

End of News	EQS News Service

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2321024  05.05.2026 CET/CEST