Postal Savings Bank of China, CNE1000029W3

Postal Savings Bank of China stock: Morgan Stanley raises target to HKD 6.80

Published on 10/20/2026 at 16:47 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Income rose 7.26 percent in first-half 2026. Postal Savings Bank of China stock costs EUR 0.64 on October 20, 2026, up 1.33 percent versus Tradegate.

Target and reporting dates

Morgan Stanley raised its target to HKD 6.80 on October 9, 2026.
First-half operating income reached RMB 192.48 billion, up 7.26 percent year over year.
Postal Savings Bank of China stock costs EUR 0.64 at Lang & Schwarz on October 20, 2026 at 4:35 p.m. CEST, 1.33 percent above the Tradegate close.
The next earnings date is October 29, 2026, followed by the ex-dividend date December 3, 2026.

Postal Savings Bank of China, CNE1000029W3, Illustration mit AI erstellt.

On October 9, 2026, Morgan Stanley raised its target for Postal Savings Bank of China to HKD 6.80, an increase of 7.9 percent, according to Moomoo. The target stood 21.00 percent above the Hong Kong closing price of HKD 5.62 on October 20, 2026. At Lang & Schwarz, the stock was trading at EUR 0.64 on October 20, 2026 at 4:35 p.m. CEST, up 1.33 percent versus the Tradegate close of October 14, 2026 (EUR 0.63).

Interim income grows 7.26 percent

Postal Savings Bank of China reported operating income of RMB 192.482 billion for the first half of 2026, up 7.26 percent from the prior-year period. Net profit attributable to shareholders reached RMB 51.503 billion, an increase of 4.62 percent, according to Futunn.

Non-interest net income increased 12.25 percent year over year to RMB 45.34 billion during the same period. The net interest margin was 1.63 percent, down 7 basis points, while the non-performing loan ratio stood at 1.00 percent at the reporting date.

Stock stays 2.77 percent below its high

On the Hong Kong Stock Exchange, the stock was last at HKD 5.62 on October 20, 2026 at 4:08 p.m. HKT. Its 52-week range was HKD 4.48 to HKD 5.78, placing the price 2.77 percent below the high. The market capitalization was HKD 674.9 billion and the price-to-earnings ratio was 7.93.

Trading activity reached 82,970,590 shares on October 20, 2026. The combination of a 7.93 price-to-earnings ratio and a target 21.00 percent above the Hong Kong price gives the analyst call a clear valuation reference, while the 1.63 percent net interest margin shows the pressure still facing the bank.

October 29 earnings date approaches

Postal Savings Bank of China is scheduled to publish earnings on October 29, 2026, followed by an ex-dividend date of December 3, 2026, according to Yahoo Finance. The upcoming report will give investors a fresh reference for the 4.62 percent first-half profit increase and the bank's margin trend.

Comparison with peers

Postal Savings Bank of China: up 1.33 percent, price-to-earnings ratio 7.93, market capitalization HKD 674.9 billion.

China Construction Bank: down 0.91 percent, price-to-earnings ratio 8.78, market capitalization HKD 2,351.3 billion.

Bank of China: down 0.49 percent, price-to-earnings ratio 8.76, market capitalization HKD 2,593.9 billion.

Target and price provide two markers

The analyst target and the scheduled October 29 report give investors two dated markers for assessing whether profit growth can offset margin pressure.

The further course of trading is shown by the continuously updated real-time quote of Postal Savings Bank of China stock.